Kane County property record for 657 Keep Ave, Elgin, IL 60120 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,761 sqft · built 1900 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $197,000 (Jul 2018) |
| Tax Bill | $4,959 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-238-001 |
| Primary APN | 06-12-238-001 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,761 sqft Living Area |
| Gross Area | 2,905 sqft |
| Basement Area | 1,144 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 6,600 sqft (0.152 acres) |
| Lot Dimensions | 132 ft deep x 50 ft wide |
| Street Address | 657 KEEP AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2567 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LUDLOWS ADDN LOT 10 BLOCK 9 |
| Legal Subdivision | LUDLOWS ADDN |
| Legal Block | 9 |
| Legal Lot Number | 10 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 850800 |
Source: Kane County records · APN 06-12-238-001
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 657 KEEP AVE, ELGIN, IL 60120-2567 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2023 | Deed of Trust, Mortgage · Line of Credit ST CHARLES BANK & TRUST CO NA |
| Mar 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP |
| Oct 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Jul 31, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 31, 2018 · Amount on Record |
| Deed Sale | Jul 31, 2018 · Amount on Record |
| Deed Document Number | 201836954 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 657 KEEP AVE, ELGIN, IL 60120-2567 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000002445 |
|---|---|
| Date | Jan 24, 2023 |
| Instrument | 2023K002445 |
| Name | ST CHARLES BANK & TRUST CO NA |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, IL 60174 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 657 KEEP AVE, ELGIN, IL 60120-2567 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000016726 |
|---|---|
| Date | Mar 03, 2021 |
| Instrument | 2021K016726 |
| Name | AMERICAN PORTFOLIO MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PALATINE, IL 60074 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Feb 01, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 657 KEEP AVE, ELGIN, IL 60120-2567 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000049949 |
|---|---|
| Date | Oct 11, 2018 |
| Instrument | 2018K049949 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Aug 01, 2048 |
| Rate | 4.87% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 31, 2018 |
| Property Address | 657 KEEP AVE, ELGIN, IL 60120-2567 |
| Document Number | 0000036954 |
| Instrument Date | Jul 03, 2018 |
| Instrument | 2018K036954 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $197.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 657 KEEP AVE, ELGIN, IL 60120-2567 |
| Document Number | 0000036955 |
|---|---|
| Date | Jul 31, 2018 |
| Instrument | 2018K036955 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,959.00 (+25.86%) Homeowner's exemption | ||
| 2024 | $67,246 (+30.73%) Land $14,440 Building $52,806 | $201,819 (+30.78%) Land $43,337 Building $158,481 | |
| 2022 | $3,940.00 (+4.93%) Homeowner's exemption | $51,440 (+6.96%) Land $11,895 Building $39,545 | $154,320 (+6.96%) Land $35,685 Building $118,635 |
| 2021 | $3,755.00 Homeowner's exemption | $48,093 Land $11,121 Building $36,972 | $144,279 Land $33,363 Building $110,916 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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