Houston County property record for 657 Jester St, Cowarts, AL 36321
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,396 sqft · built 2008 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $537 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-07-26-3-000-003-026 |
| Primary APN | 10-07-26-3-000-003-026 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,396 sqft Living Area |
| 1st Floor Area | 1,396 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,250 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 657 JESTER ST |
|---|---|
| City | COWARTS |
| State | AL |
| Zip | 36321-4304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOC IN SE1/4 OF SW1/4 OF SEC 26 T3N R27E COM @ NW INT OF MIL LER RD & JESTER ST TH SW ALG R/W 580.99'S TO POB TH SW ALG R /W |
| Legal Range | 27E |
| Legal Township | 03N |
| Legal Section | 26 |
| Jurisdiction | HOUSTON AL |
| Township / Civil Division | DOTHAN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 41901 |
Source: Houston County records, as of May 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 657 JESTER ST, COWARTS, AL 36321-4304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON AL |
| Property Address | 657 JESTER ST, COWARTS, AL 36321-4304 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002763/578 |
|---|---|
| Date | Nov 15, 2022 |
| Book Page | 2763/578 |
| Instrument | 2763-0578 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 228 Months |
| Due | Oct 1, 2041 |
| Rate Type | Fixed Rate |
|---|
Source: Houston County assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Houston County |
| Municipality | Cowarts Town |
| Unified School District | Houston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $537.00 (+7.4%) Homeowner's exemption | $18,140 (+6.96%) | $183,880 (+8.48%) Land $12,000 Building $171,880 |
| 2024 | $500.00 (+10.62%) Homeowner's exemption | $16,960 (+5.34%) | $169,500 (+5.28%) Land $12,000 Building $157,500 |
| 2023 | $452.00 (+23.16%) Homeowner's exemption | $16,100 (+21.79%) | $161,000 (+21.79%) Land $12,000 Building $149,000 |
| 2022 | $367.00 Homeowner's exemption | $13,220 | $132,200 Land $12,000 Building $120,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Feb 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 46% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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