657 Jacobs Station Rd, Saint Charles, MO 63304 Property Records

St. Charles County property record for 657 Jacobs Station Rd, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,700 sqft · built 1969
Lot Size	0.413 acres (18,000 sqft)
Owner	2 Individual Names on File
Last Sale	$224,000 (Apr 2021)
Tax Bill	$3,035 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`581390A000`

Property Details

APN / Parcel Number

Primary APN	`581390A000`
Alternative APN	`3-0041-4082-00-0002.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,700 sqft Living Area
Gross Area	2,600 sqft
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Finished Basement	660 sqft
Unfinished Basement	380 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,000 sqft (0.413 acres)
Lot Dimensions	100 ft deep x 180 ft wide
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	180 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	581390A000
Street Address	657 JACOBS STATION RD
City	SAINT CHARLES
State	MO
Zip	63304-7427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	SKYVIEW #1 LOT 2
Legal Subdivision	SKYVIEW #1
Legal Lot Number	2
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	1
Census Block	1011
Census Tract	311132

Owner

657 Jacobs Station Rd is owned and occupied by two individuals who bought it in April 2021.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	657 JACOBS STATION RD, SAINT CHARLES, MO 63304-7427
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Warranty Deed, Transfer · VA Mortgage DAS ACQUISITION
Apr 14, 2021	Warranty Deed, Transfer INVESTORS TITLE COMPANY
Jul 1, 2020	Warranty Deed, Transfer FREEDOM TITLE
Jul 1, 2020	Warranty Deed, Transfer FREEDOM TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2021 · Amount on File
Deed Sale	Apr 14, 2021 · Amount on File
Prior Sale	Apr 14, 2021 · Amount on File
Deed Document Number	202132643
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 14, 2021
Property Address	657 JACOBS STATION RD, SAINT CHARLES, MO 63304-7427
Document Number	2021R032643
Instrument Date	Feb 16, 2021
Instrument	2021R-032643
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1155 CAMINO, 1155, DEL MAR, CA 92014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 JACOBS STATION RD, SAINT CHARLES, MO 63304-7427

Mortgage

Document Number	2021R032644
Date	Apr 14, 2021
Instrument	2021R-032644

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 14, 2021
Property Address	657 JACOBS STATION RD, SAINT CHARLES, MO 63304-7427
Document Number	2021R032642
Instrument Date	Feb 16, 2021
Instrument	2021R-032642
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1155 CAMINO, 1155, DEL MAR, CA 92014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 JACOBS STATION RD, SAINT CHARLES, MO 63304-7427

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 1, 2020
Property Address	657 JACOBS STATION RD, SAINT CHARLES, MO 63304-7427
Document Number	0073342053
Book / Page	007334 / 002053
Instrument Date	Jun 25, 2020
Instrument	454640
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	FREEDOM TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	547 ODIN DR PLEASANT HILL CA 945231806, PLEASANT HILL, CA 94523-1806
Investor	Possibly a Property Investor

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 1, 2020
Property Address	657 JACOBS STATION RD, SAINT CHARLES, MO 63304-7427
Document Number	0073342055
Book / Page	007334 / 002055
Instrument Date	Jun 25, 2020
Instrument	454650
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	FREEDOM TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1155 CAMINO DEL MAR DEL MAR CA 920142605, DEL MAR, CA 92014-2605

Tax Assessment & Valuation

The 2025 property tax bill for 657 Jacobs Station Rd was $3,035.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,046 (-)	$268,661 (-) Building $268,661
2025	$3,035.00	$51,046	$268,661
2023		$46,597
2022			$245,245 Building $245,245

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 657 Jacobs Station Rd in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	26 (1979–2019)
Claims Outside the SFHA	1 of 26
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jan 2016 · 5 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 3 claims Severe Storms & Flooding, Sep 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 657 Jacobs Station Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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