657 Hawthorne Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 657 Hawthorne Ave, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,532 sqft · built 1955
Lot Size	0.273 acres (11,900 sqft)
Owner	2 Individual Names on File
Last Sale	$865,000 (Apr 2021)
Tax Bill	$12,595 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`487-372-05-00`

Property Details

APN / Parcel Number

Primary APN	`487-372-05-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	1,532 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	11,900 sqft (0.273 acres)
Garage Type	Carport
Carport	Carport

Location & Zoning

Street Address	657 HAWTHORNE AVE
City	EL CAJON
State	CA
Zip	92020-5621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 16 TR 002755
Legal Subdivision	GROSSMONT TERRACE
Legal Tract	002755
Legal Block	2
Legal Lot Number	16
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2012
Census Tract	16000

Owner

657 Hawthorne Ave is owned and occupied by two individuals who bought it in April 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	657 HAWTHORNE AVE, EL CAJON, CA 92020-5621
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage POINT LOMA NAZARENE UNIVERSITY
Sep 13, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Apr 29, 2021	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO
Apr 29, 2021	Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2021 · Amount on File
Deed Sale	Apr 29, 2021 · Amount on File
Prior Sale	Oct 18, 2001 · Amount on File
Deed Document Number	2021332388
Prior Transfer Date	Apr 5, 2021
Prior Transfer Doc	0000332387
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	657 HAWTHORNE AVE, EL CAJON, CA 92020-5621
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 HAWTHORNE AVE, EL CAJON, CA 92020-5621

Mortgage

Document Number	0000332390
Date	Apr 29, 2021
Instrument	2021-0332390

Lender

Name	POINT LOMA NAZARENE UNIVERSITY
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92106

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	657 HAWTHORNE AVE, EL CAJON, CA 92020-5621
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000420334
Date	Sep 13, 2017
Instrument	2017-0420334

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 29, 2021
Property Address	657 HAWTHORNE AVE, EL CAJON, CA 92020-5621
Document Number	0000332387
Map Reference	MAP 2755
Instrument Date	Apr 5, 2021
Instrument	2021-0332387
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 HAWTHORNE AVE, EL CAJON, CA 92020-5621

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 29, 2021
Property Address	657 HAWTHORNE AVE, EL CAJON, CA 92020-5621
Document Number	0000332388
Map Reference	MAP 2755
Instrument Date	Apr 5, 2021
Instrument	2021-0332388
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	657 HAWTHORNE AVE, EL CAJON, CA 92020-5621

Mortgage

Document Number	0000332389
Date	Apr 29, 2021
Instrument	2021-0332389

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 657 Hawthorne Ave was $12,595 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,021,883 (+2%) Land $480,274 Building $541,609
2025	$12,595.00 Homeowner's exemption	$1,001,847 Land $470,857 Building $530,990
2023	$11,725.00 (+2.33%) Homeowner's exemption	$899,946 Land $452,574 Building $447,372
2022	$11,458.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 657 Hawthorne Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 657 Hawthorne Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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