657 Harmon Ranch Rd, Anacortes, WA 98221 Property Records

San Juan County property record for 657 Harmon Ranch Rd, Anacortes, WA 98221

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,764 sqft · built 1965
Lot Size8.38 acres (365,033 sqft)
Owner2 Individual Names on File
Tax Bill$2,139 (2023)
Deeds & MortgagesMay 2018 Mortgage
Aug 2017 Transfer
Flood ZoneZone X (minimal risk)
APN152132-002-000

Property Details

APN / Parcel Number

Primary APN152132-002-000
Alternative APN
  • 2315

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,764 sqft Living Area
1st Floor Area1,764 sqft
FlooringWood
Interior WallsFinished/Painted
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Architectural StyleOther
Exterior MaterialWood
Roof MaterialMetal
Lot Area365,033 sqft (8.38 acres)
TerrainGentle Slope

Exterior Amenities

Deck Area1,405 sqft
Patio Area1,453 sqft
Shed1 Shed
Shed Area160 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemNone
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number2315
Street Address657 HARMON RANCH RD
CityANACORTES
StateWA
Zip98221-4331
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPR GL 1 SEC 21, T 35N, R 1W
Legal Range01W
Legal Township35N
Legal Section21
JurisdictionSAN JUAN WA
Township / Civil DivisionLOPEZ
Census Block Group1
Census Block1077
Census Tract960502

Owner

657 Harmon Ranch Rd is owned by two individuals who acquired it in August 2017.

Source: San Juan County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address100 SHIPYARD RD, ANACORTES, WA 98221-9409
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 29, 2018Deed of Trust, Mortgage · Conventional Mortgage
BROKER SOLUTIONS INC
Aug 21, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 21, 2017
Transfer Doc0000821015
Record UpdatedJun 7, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JUAN WA
Property Address657 HARMON RANCH RD, ANACORTES, WA 98221-4331
Transaction TypeMortgage
Record UpdatedJul 6, 2021
Title CompanySAN JUAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000529009
DateMay 29, 2018
Instrument2018-0529009
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2048

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JUAN WA
Recording DateAug 21, 2017
Property Address657 HARMON RANCH RD, ANACORTES, WA 98221-4331
Document Number0000821015
Instrument DateAug 8, 2017
Instrument821015
Transaction TypeTransfer
Record UpdatedAug 30, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address100 SHIPYARD ROAD/DECATUR ANACORTES WA 98221, ANACORTES, WA 98221

Tax Assessment & Valuation

Source: San Juan County assessment roll, as of May 31, 2022

Property Jurisdictions

TypeName
StateWashington
CountySan Juan County
Unified School DistrictLopez School District (KG - 12)

Flood

FEMA maps place 657 Harmon Ranch Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims3 (2018–2021)
Claims Outside the SFHA3 of 3
Most Recent ClaimNov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 657 Harmon Ranch Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rock Island Communications
Fiber
2,000 / 2,000
Starlink
Satellite
280 / 30
CenturyLink
DSL
40 / 3
AT&T
Fixed Wireless
25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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