Alameda County property record for 657 Garin Ave, Hayward, CA 94544
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,692 sqft · built 1958 |
| Lot Size | 0.129 acres (5,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,247 (2025) |
| Deeds & Mortgages | Jul 2020 Line of Credit Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 83-220-13 |
| Primary APN | 83-220-13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,692 sqft Living Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,600 sqft (0.129 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 657 GARIN AVE |
|---|---|
| City | HAYWARD |
| State | CA |
| Zip | 94544-6815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 00010 BLK: 000G TR: 1960 |
| Legal Tract | 1960 |
| Legal Block | G |
| Legal Lot Number | 10 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | HAYWARD |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 438000 |
657 Garin Ave is owned and occupied by an individual who acquired it in February 2004.
Source: Alameda County records, as of August 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 657 GARIN AVE, HAYWARD, CA 94544-6815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Dec 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 19, 2004 |
| Transfer Doc | 0000082765 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 657 GARIN AVE, HAYWARD, CA 94544-6815 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000173571 |
|---|---|
| Date | Jul 22, 2020 |
| Instrument | 2020173571 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 657 GARIN AVE, HAYWARD, CA 94544-6815 |
| Document Number | 0000059249 |
| Instrument Date | Dec 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 657 GARIN AVE HAYWARD CA 945446815, HAYWARD, CA 94544-6815 |
| Document Number | 0000059249 |
|---|---|
| Date | Mar 11, 2020 |
| Instrument | 59249 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 10, 2035 |
The 2025 property tax bill for 657 Garin Ave was $3,247 with a homeowner's exemption.
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Hayward City |
| Unified School District | Hayward Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $249,679 (-0.78%) Land $112,586 Building $144,093 | ||
| 2025 | $3,247.00 Homeowner's exemption | $251,646 Land $110,378 Building $141,268 | |
| 2023 | $3,169.00 Homeowner's exemption | $241,876 Land $106,093 Building $135,783 | $530,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 657 Garin Ave in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 18 (1995–1998) |
| Claims Outside the SFHA | 18 of 18 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 657 Garin Ave is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006 |
|---|---|
| Water Source | Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| RobinsonHSS Fixed Wireless | 1,000 / 1,000 |
| Tekify Fiber & Wireless Fixed Wireless · Fiber in parts of the area | 600 / 130 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GeoLinks, Sonic Telecom, T-Mobile.
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