657 Franklin Ct, Radcliff, KY 40160 Property Records

Hardin County property record for 657 Franklin Ct, Radcliff, KY 40160

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,107 sqft · built 1985
Lot Size0.33 acres (14,375 sqft)
OwnerIndividual Name on File
Last Sale$58,500 (Apr 2015)
Tax Bill$1,334 (2025)
Deeds & MortgagesMar 2017 Mortgage
May 2019 Refinance
Flood ZoneZone X (minimal risk)
APN180-20-08-030

Property Details

APN / Parcel Number

Primary APN180-20-08-030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,107 sqft Living Area
Fireplaces1 Fireplace
FireplaceSingle

Exterior

Year BuiltBuilt 1985
Architectural StyleRanch
Exterior MaterialBrick
Lot Area14,375 sqft (0.33 acres)
Garage Area768 sqft
Parking Spaces3 Parking Spaces
Patio Area25 sqft

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address657 FRANKLIN CT
CityRADCLIFF
StateKY
Zip40160-9678
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHISPERING HILLS LT 228 #12
Legal SubdivisionWHISPERING HILLS
Legal Lot Number228
JurisdictionHARDIN KY
Township / Civil DivisionRADCLIFF
Census Block Group2
Census Block2020
Census Tract600

Owner

657 Franklin Ct is owned by an individual who bought it in April 2015.

Source: Hardin County records, as of January 16, 2026

Owner of RecordIndividual Name on File
Mailing Address135 PORTOBELLO RD, RADCLIFF, KY 40160-8933
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2017Deed of Trust, Mortgage
WEST POINT BANK
May 23, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
WEST POINT BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 2, 2015 · Amount on File
Deed SaleApr 2, 2015 · Amount on File
Prior SaleSep 14, 2005 · Amount on File
Deed Document Number0014071029
Deed Book / Page1407 / 1029
Record UpdatedJun 8, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN KY
Property Address657 FRANKLIN CT, RADCLIFF, KY 40160-9678
Transaction TypeMortgage
Record UpdatedAug 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002193/135
DateMar 29, 2017
Book Page2193/135
Lender
NameWEST POINT BANK
TypeBank
AddressRADCLIFF, KY 40159
Agreement
AmountAmount on Record
Term240 Months
DueMar 22, 2037

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN KY
Property Address657 FRANKLIN CT, RADCLIFF, KY 40160-9678
Transaction TypeMortgage
Record UpdatedAug 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002268/913
DateMay 23, 2019
Book Page2268/913
Instrument20190-00006184
Lender
NameWEST POINT BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueJun 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 657 Franklin Ct was $1,334.

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHardin County
MunicipalityRadcliff City
Unified School DistrictHardin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,334.00$139,800 Land $18,000 Building $121,800$139,800 Land $18,000 Building $121,800
2023$84,300 (-) Land $15,200 Building $69,100$84,300 (-) Land $15,200 Building $69,100
2022$84,300 Land $15,200 Building $69,100$84,300 Land $15,200 Building $69,100
2021$829.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 657 Franklin Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1997–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 657 Franklin Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARDIN COUNTY WATER DISTRICT #1
serves 30,230 people · EPA ID KY0470393
Water SourceSurface water
Last State InspectionApr 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brandenburg Telecom
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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