Hardin County property record for 657 Franklin Ct, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,107 sqft · built 1985 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $58,500 (Apr 2015) |
| Tax Bill | $1,334 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage May 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 180-20-08-030 |
| Primary APN | 180-20-08-030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,107 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Single |
| Year Built | Built 1985 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 25 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 657 FRANKLIN CT |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9678 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING HILLS LT 228 #12 |
| Legal Subdivision | WHISPERING HILLS |
| Legal Lot Number | 228 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 600 |
657 Franklin Ct is owned by an individual who bought it in April 2015.
Source: Hardin County records, as of January 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 135 PORTOBELLO RD, RADCLIFF, KY 40160-8933 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 29, 2017 | Deed of Trust, Mortgage WEST POINT BANK |
| May 23, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance WEST POINT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2015 · Amount on File |
| Deed Sale | Apr 2, 2015 · Amount on File |
| Prior Sale | Sep 14, 2005 · Amount on File |
| Deed Document Number | 0014071029 |
| Deed Book / Page | 1407 / 1029 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 657 FRANKLIN CT, RADCLIFF, KY 40160-9678 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002193/135 |
|---|---|
| Date | Mar 29, 2017 |
| Book Page | 2193/135 |
| Name | WEST POINT BANK |
|---|---|
| Type | Bank |
| Address | RADCLIFF, KY 40159 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Mar 22, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 657 FRANKLIN CT, RADCLIFF, KY 40160-9678 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002268/913 |
|---|---|
| Date | May 23, 2019 |
| Book Page | 2268/913 |
| Instrument | 20190-00006184 |
| Name | WEST POINT BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2034 |
The 2025 property tax bill for 657 Franklin Ct was $1,334.
Source: Hardin County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,334.00 | $139,800 Land $18,000 Building $121,800 | $139,800 Land $18,000 Building $121,800 |
| 2023 | $84,300 (-) Land $15,200 Building $69,100 | $84,300 (-) Land $15,200 Building $69,100 | |
| 2022 | $84,300 Land $15,200 Building $69,100 | $84,300 Land $15,200 Building $69,100 | |
| 2021 | $829.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 657 Franklin Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1997–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 657 Franklin Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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