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657 E Spruce Ave, Fresno, CA 93720 Property Records

Fresno County property record for 657 E Spruce Ave, Fresno, CA 93720

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,785 sqft · built 1975
Lot Size0.175 acres (7,632 sqft)
Owner2 Individual Names on Record
Last Sale$400,000 (Aug 2021)
Tax Bill$3,030 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN303-222-02S

Property Details

APN / Parcel Number

Primary APN303-222-02S
Alternative APN
  • 30322202

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,785 sqft Living Area
1st Floor Area1,785 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Construction TypeFrame
Lot Area7,632 sqft (0.175 acres)
Lot Dimensions106 ft deep x 72 ft wide
Garage Area520 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemRefrigeration

Location & Zoning

Street Address657 E SPRUCE AVE
CityFRESNO
StateCA
Zip93720-3019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSUR RTS LOT 74 TRACT NO 2498 HEADLINER HOMES #28
Legal Subdivision2498 HEADLINER HOMES 28
Legal Tract2498
Legal Lot Number74
JurisdictionFRESNO CA
Township / Civil DivisionFRESNO
Census Block Group2
Census Block2008
Census Tract4406

Owner

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address657 E SPRUCE AVE, FRESNO, CA 93720-3019
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2021 · Amount on Record
Deed SaleAug 13, 2021 · Amount on Record
Prior SaleDec 31, 2014 · Amount on Record
Deed Document Number2021131714
Record UpdatedSep 20, 2026

August 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFRESNO CA
Recording DateAug 13, 2021
Property Address657 E SPRUCE AVE, FRESNO, CA 93720-3019
Document Number0000131714
Map ReferenceMB 28 PG 47
Instrument DateJul 11, 2021
Instrument2021-0131714
Transaction TypeTransfer
Record UpdatedJul 20, 2022
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address657 E SPRUCE AVE, FRESNO, CA 93720-3019

Mortgage

Document Number0000131715
DateAug 13, 2021
Instrument2021-0131715
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyFresno County
MunicipalityFresno City
Unified School DistrictClovis Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$432,971 (+2%) Land $97,418 Building $335,553
2025$3,030.00 (+0.87%) Disabled Person's exemption Veteran's exemption$424,482 (+4.04%) Land $95,508 Building $328,974
2023$3,004.00 (-1.86%) Disabled Person's exemption Veteran's exemption$408,000 Land $91,800 Building $316,200
2022$3,061.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FRESNO
serves 545,970 people · EPA ID CA1010007
Water SourceSurface water
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75
unWired Broadband
Fixed Wireless		400 / 50
AT&T
Fixed Wireless · Fiber, DSL in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20
Cal.net
Fixed Wireless		100 / 20

May also be available: GeoLinks.

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