657 E Merrill St, Indianapolis, IN 46203 Property Records

Marion County property record for 657 E Merrill St, Indianapolis, IN 46203

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 2,620 sqft · built 2004
Lot Size	0.057 acres (2,483 sqft)
Owner	Individual Name on Record
Last Sale	$739,480 (Jun 2026)
Tax Bill	$6,155 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`49-11-01-218-011.002-101`

Property Details

APN / Parcel Number

Primary APN	`49-11-01-218-011.002-101`
Alternative APN	`1103497`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,620 sqft Living Area
Gross Area	3,057 sqft
1st Floor Area	2,620 sqft
Upper Floors Area	1,861 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2010
Architectural Style	Condo/Apartment
Construction Type	Frame
Roof Material	Asphalt
Lot Area	2,483 sqft (0.057 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	657 E MERRILL ST
City	INDIANAPOLIS
State	IN
Zip	46203-1727
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	ZO01
Legal Description	MERRILL STREET TOWNHOMES UNIT 657 & 20% INTCOMMON AREA
Legal Subdivision	MERRILL STREET TOWNHOMES
Jurisdiction	MARION IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1037
Census Tract	356200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Holy Rosary-Danish Church Historic District listed 1986 · 183 contributing resources · NRIS 86000327

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Marion County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	657 E MERRILL ST, INDIANAPOLIS, IN 46203-1727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Warranty Deed, Transfer · Conventional Mortgage RESICENTRAL LLC
Nov 1, 2023	Transfer on Death Deed, Transfer
Jun 9, 2023	Warranty Deed, Transfer · Conventional Mortgage UBS BANK USA
Aug 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Oct 19, 2018	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2026 · Amount on Record
Deed Sale	Jun 3, 2026 · Amount on Record
Prior Sale	Jun 9, 2023 · Amount on Record
Deed Document Number	202646337
Prior Transfer Date	Oct 26, 2023
Prior Transfer Doc	0000091452
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Jun 3, 2026
Property Address	657 E MERRILL ST, INDIANAPOLIS, IN 46203-1727
Document Number	0000046337
Instrument Date	May 22, 2026
Instrument	202646337
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 E MERRILL ST, INDIANAPOLIS, IN 46203-1727

Mortgage

Document Number	0000046338,
Date	Jun 3, 2026
Instrument	202646338

Lender

Name	RESICENTRAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MARION IN
Recording Date	Nov 1, 2023
Property Address	657 E MERRILL ST, INDIANAPOLIS, IN 46203-1727
Document Number	0000091452
Map Reference	IN 2004117247
Instrument Date	Oct 26, 2023
Instrument	A202300091452
Transaction Type	Transfer
Record Updated	Nov 29, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	657 E MERRILL ST, INDIANAPOLIS, IN 46203-1727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 E MERRILL ST, INDIANAPOLIS, IN 46203-1727

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Jun 9, 2023
Property Address	657 E MERRILL ST, INDIANAPOLIS, IN 46203-1727
Document Number	0000046900
Map Reference	IN 2004117247
Instrument Date	Jun 7, 2023
Instrument	A202300046900
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 E MERRILL ST, INDIANAPOLIS, IN 46203-1727

Mortgage

Document Number	0000046901
Date	Jun 9, 2023
Instrument	A202300046901

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.2%
Index	Other
Margin	3
Max Rate	16.2%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	657 E MERRILL ST, INDIANAPOLIS, IN 46203-1727
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091033
Date	Aug 11, 2017
Instrument	A201700091033

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Aug 4, 2057

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Oct 19, 2018
Property Address	657 E MERRILL ST, INDIANAPOLIS, IN 46203-1727
Document Number	0000106901
Map Reference	IN 20040117246
Instrument Date	Oct 15, 2018
Instrument	A201800106901
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 E MERRILL ST, INDIANAPOLIS, IN 46203-1727

Mortgage

Document Number	0000106902
Date	Oct 19, 2018
Instrument	A201800106902

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Center Township
Consolidated City	Indianapolis City
Unified School District	Indianapolis Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,155.00 (-3.83%)	$530,400 (-0.32%) Land $58,700 Building $471,700	$530,400 (-0.32%) Land $58,700 Building $471,700
2024	$6,400.00 (-0.02%)
2023	$6,401.00 (-3.32%) Homeowner's exemption	$532,100 (-2.49%) Land $58,700 Building $473,400	$532,100 (-2.49%) Land $58,700 Building $473,400
2022	$6,621.00 (+10.76%) Homeowner's exemption	$545,700 Land $58,700 Building $487,000	$545,700 Land $58,700 Building $487,000
2021	$5,978.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Xiber Fixed Wireless	1,000 / 500
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
On-Ramp Indiana Fixed Wireless	100 / 20

May also be available: Xfinity.

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