657 E Lake Ln, Cincinnati, OH 45244 Property Records

Clermont County property record for 657 E Lake Ln, Cincinnati, OH 45244 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,028 sqft · built 1995
Lot Size0.318 acres (13,852 sqft)
OwnerIndividual Name on File
Last Sale$180,000 (Apr 2008)
Tax Bill$5,181 (2025)
Deeds & MortgagesJun 2023 Mortgage
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN41-31-05G-163

Property Details

APN / Parcel Number

Primary APN41-31-05G-163

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,028 sqft Living Area
1st Floor Area964 sqft
Basement Area879 sqft
Finished Basement800 sqft
Unfinished Basement79 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleColonial
Exterior MaterialWood
Construction TypeFrame
Lot Area13,852 sqft (0.318 acres)
View / LotCul-de-sac
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area91 sqft
Patio Area70 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address657 E LAKE LN
CityCINCINNATI
StateOH
Zip45244-1365
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARKLAND A; LOT 60
Legal SubdivisionPARKLAND A
Legal Lot Number60
JurisdictionCLERMONT OH
Township / Civil DivisionUNION
Census Block Group2
Census Block2000
Census Tract41405

Owner

Source: Clermont County records · APN 41-31-05G-163

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address657 E LAKE LN, CINCINNATI, OH 45244-1365
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 07, 2023Deed of Trust, Mortgage
WRIGHT-PATT CREDIT UNION INC
Feb 14, 2020Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 15, 2008 · Amount on Record
Deed SaleApr 15, 2008 · Amount on Record
Prior SaleFeb 06, 1997 · Amount on Record
Deed Document Number20089664
Deed Book / Page2119 / 1424
Record UpdatedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address657 E LAKE LN, CINCINNATI, OH 45244-1365
Transaction TypeMortgage
Record UpdatedJun 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010052
DateJun 07, 2023
Book Page2945/5244
Instrument202300010052
Lender
NameWRIGHT-PATT CREDIT UNION INC
TypeCredit Union
AddressCINCINNATI, OH 45244
Agreement
AmountAmount Recorded

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address657 E LAKE LN, CINCINNATI, OH 45244-1365
Document Number0000004226
Instrument DateFeb 14, 2020
Transaction TypeMortgage
Record UpdatedMar 11, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address657 E LAKE LN CINCINNATI OH 452441365, CINCINNATI, OH 45244-1365

Mortgage

Document Number0000004226
DateFeb 20, 2020
Book Page002830/005863
Instrument4226
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 19, 2050

Tax Assessment & Valuation

Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,181.00 (-49.39%)$102,940 (-) Land $17,050 Building $85,890
2024$294,100 (-) Land $48,700 Building $245,400
2023$10,238.00 (+137.49%) Homeowner's exemption$102,940 (+39.13%) Land $17,050 Building $85,890$294,100 (+39.12%) Land $48,700 Building $245,400
2022$4,311.00 Homeowner's exemption$73,990 Land $12,250 Building $61,740
2020$211,400 Land $35,000 Building $176,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clermont County (39025C), updated February 6, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 64% of Ohio
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 224 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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