657 E Cerritos St, Rialto, CA 92376 Property Records

San Bernardino County property record for 657 E Cerritos St, Rialto, CA 92376

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,955 sqft · built 1991
Lot Size	0.22 acres (9,584 sqft)
Owner	Company Name on Record
Tax Bill	$3,071 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2023 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0133-341-42-0000`

Property Details

APN / Parcel Number

Primary APN	`0133-341-42-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,955 sqft Living Area
Gross Area	2,535 sqft
1st Floor Area	1,161 sqft
2nd Floor Area	794 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	9,584 sqft (0.22 acres)
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	65 sqft
Patio Area	65 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	657 E CERRITOS ST
City	RIALTO
State	CA
Zip	92376-3601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 14089 LOT 3
Legal Subdivision	235M69
Legal Tract	14089
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1003
Census Tract	3801

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	657 E CERRITOS ST, RIALTO, CA 92376-3601
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 22, 2023	Intrafamily Transfer, Transfer TIMIOS TITLE INC, TIMIOS TITLE
Jun 1, 2023	Intrafamily Transfer, Transfer · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Dec 29, 2021	Intrafamily Transfer, Transfer CORINTHIAN TITLE COMPANY
Dec 29, 2021	Intrafamily Transfer, Transfer · Commercial Mortgage TY INVESTMENT INC
Dec 29, 2021	Intrafamily Transfer, Transfer CORINTHIAN TITLE COMPANY
Mar 25, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2023
Deed Sale	Jun 1, 2023
Prior Sale	Jun 1, 1998 · Amount on Record
Deed Document Number	2023132143
Prior Transfer Date	Dec 21, 2021
Prior Transfer Doc	0000581721
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	657 E CERRITOS ST, RIALTO, CA 92376-3601
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 E CERRITOS ST, RIALTO, CA 92376-3601

Mortgage

Document Number	0000232353
Date	Sep 26, 2025
Instrument	2025-0232353

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 22, 2023
Property Address	657 E CERRITOS ST, RIALTO, CA 92376-3601
Document Number	0000153787
Instrument Date	Jun 10, 2023
Instrument	2023-0153787
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	TIMIOS TITLE INC, TIMIOS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	657 E CERRITOS ST, RIALTO, CA 92376-3601

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 1, 2023
Property Address	657 E CERRITOS ST, RIALTO, CA 92376-3601
Document Number	0000132143
Instrument Date	May 25, 2023
Instrument	2023-0132143
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	TIMIOS TITLE INC, TIMIOS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	657 E CERRITOS ST, RIALTO, CA 92376-3601

Mortgage

Document Number	0000132144
Date	Jun 1, 2023
Instrument	2023-0132144

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 29, 2021
Property Address	657 E CERRITOS ST, RIALTO, CA 92376-3601
Document Number	0000581724
Instrument Date	Dec 21, 2021
Instrument	2021-0581724
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 E CERRITOS ST, RIALTO, CA 92376-3601

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 29, 2021
Property Address	657 E CERRITOS ST, RIALTO, CA 92376-3601
Document Number	0000581721
Instrument Date	Dec 21, 2021
Instrument	2021-0581721
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 E CERRITOS ST, RIALTO, CA 92376-3601

Mortgage

Document Number	0000581722
Date	Dec 29, 2021
Instrument	2021-0581722

Lender

Name	TY INVESTMENT INC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 29, 2021
Property Address	657 E CERRITOS ST, RIALTO, CA 92376-3601
Document Number	0000581725
Instrument Date	Dec 21, 2021
Instrument	2021-0581725
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	657 E CERRITOS ST, RIALTO, CA 92376-3601

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 25, 2021
Property Address	657 E CERRITOS ST, RIALTO, CA 92376-3601
Document Number	0000137260
Instrument Date	Mar 6, 2021
Instrument	2021-0137260
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	657 E CERRITOS ST, RIALTO, CA 92376-3601

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rialto City
Unified School District	Rialto Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$211,080 (+2%) Land $44,773 Building $166,307
2025	$3,071.00 (-1.7%)	$206,941 (+4.04%) Land $43,895 Building $163,046
2023	$3,124.00 (-46.21%)	$198,905 (+2%) Land $42,190 Building $156,715
2022	$5,808.00	$195,005 Land $41,363 Building $153,642

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST VALLEY WATER DISTRICT serves 96,123 people · EPA ID CA3610004
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: GeoLinks, Verizon.

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