657 E 11th St, Holland, MI 49423 Property Records

Ottawa County property record for 657 E 11th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,240 sqft · built 1951
Lot Size	0.152 acres (6,621 sqft)
Owner	Individual Name on Record
Tax Bill	$3,283 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-16-28-427-012`

Property Details

APN / Parcel Number

Primary APN	`70-16-28-427-012`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,240 sqft Living Area
1st Floor Area	1,000 sqft
Basement Area	1,000 sqft
Unfinished Basement	1,000 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	6,621 sqft (0.152 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	657 E 11TH ST
City	HOLLAND
State	MI
Zip	49423-3746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	LOT 94 WAVERLY HEIGHTS SUB SEC 28 T5N R15W
Legal Range	15W
Legal Township	05N
Legal Section	28
Legal Subdivision	WAVERLY HEIGHTS SUB
Legal Block	427
Legal Lot Number	94
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	3
Census Block	3013
Census Tract	25200

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	657 E 11TH ST, HOLLAND, MI 49423-3746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Intrafamily Transfer, Transfer · FHA Mortgage TOWNE MORTGAGE CO
Sep 3, 2019	Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2023
Deed Sale	Aug 11, 2023
Prior Sale	Sep 3, 2019 · Amount on Record
Deed Document Number	202319981
Prior Transfer Date	Jul 24, 2023
Prior Transfer Doc	20230019981
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Aug 11, 2023
Property Address	657 E 11TH ST, HOLLAND, MI 49423-3746
Document Number	20230019981
Map Reference	LB 8 PG 51
Instrument Date	Jul 24, 2023
Instrument	2023-0019981
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	JBS TITLE AND ESCROW LLC, JS TITLE AND ESCROW LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	657 E 11TH ST, HOLLAND, MI 49423-3746

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 EAST 111TH STREET, HOLLAND, MI 49423

Mortgage

Document Number	20230019982
Date	Aug 11, 2023
Instrument	2023-0019982

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Sep 3, 2019
Property Address	657 E 11TH ST, HOLLAND, MI 49423-3746
Document Number	20190030614
Map Reference	LB 8 PG 51
Instrument Date	Aug 19, 2019
Instrument	2019-0030614
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,384.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	657 E 11TH ST, 657, HOLLAND, MI 49423-3746

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 CRANDALL AVE, NORTON SHORES, MI 49441-4306

Mortgage

Document Number	20190030615
Date	Sep 3, 2019
Instrument	2019-0030615

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,900 (+10.8%)	$227,800 (+10.8%)
2025	$3,283.00 (+15.88%) Homeowner's exemption	$102,800 (+21.23%)	$205,600 (+21.23%)
2023		$84,800	$169,600
2022	$2,833.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND TOWNSHIP CONSOLIDATED serves 26,100 people · EPA ID MI0003195
Water Source	Purchased surface water from WYOMING
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum.

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