657 Dunham Rd, Gurnee, IL 60031 Property Records

Lake County property record for 657 Dunham Rd, Gurnee, IL 60031 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,108 sqft · built 1978
Lot Size	0.077 acres (3,361 sqft)
Owner	Individual Name on File
Last Sale	$208,000 (Jul 2008)
Tax Bill	$6,644 (2024)
Deeds & Mortgages	Sep 2022 Transfer Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-27-103-005`

Property Details

APN / Parcel Number

Primary APN	`07-27-103-005`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,108 sqft Living Area
Gross Area	2,616 sqft
1st Floor Area	1,108 sqft
Basement Area	1,108 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,361 sqft (0.077 acres)
Lot Dimensions	60 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	76 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	657 DUNHAM RD
City	GURNEE
State	IL
Zip	60031-3826
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEYBROOK IN HEATHERRIDGE PART NEIGHBORHOOD NO 2 PHASE 2 L OT 73
Legal Subdivision	HEATHERRIDGE
Legal Phase	2
Legal Lot Number	73
Jurisdiction	LAKE IL
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1046
Census Tract	861603

Owner

Source: Lake County records · APN 07-27-103-005

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	657 DUNHAM RD, GURNEE, IL 60031-3826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Transfer on Death Deed, Transfer
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage EDUCATORS CU
Apr 22, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 23, 2008 · Amount on Record
Deed Sale	Jul 23, 2008 · Amount on Record
Prior Sale	Jun 01, 2004 · Amount on Record
Deed Document Number	20086373245
Last Transfer Date	Aug 29, 2022
Transfer Doc	0007932649
Record Updated	Jun 08, 2026

September 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE IL
Recording Date	Sep 14, 2022
Property Address	657 DUNHAM RD, GURNEE, IL 60031-3826
Document Number	0007932649
Map Reference	DOC 1853143
Instrument Date	Aug 29, 2022
Instrument	7932649
Transaction Type	Transfer
Record Updated	Sep 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 DUNHAM RD, GURNEE, IL 60031-3826

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	657 DUNHAM RD, GURNEE, IL 60031-3826
Transaction Type	Mortgage
Record Updated	Dec 09, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007848576
Date	Nov 29, 2021
Instrument	7848576

Lender

Name	EDUCATORS CU
Type	Credit Union
Address	JANESVILLE, WI 53545

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 01, 2031

Interest

Rate Type	Fixed Rate
Rate	2.12%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	657 DUNHAM RD, GURNEE, IL 60031-3826
Document Number	0007652480
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 DUNHAM RD GURNEE IL 600313826, GURNEE, IL 60031-3826

Mortgage

Document Number	0007652480
Date	May 01, 2020
Instrument	7652480

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Apr 30, 2035

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Warren Township
Municipality	Gurnee Village
Secondary School District	Warren Township High School District 121 (09 - 12)
Elementary School District	Woodland Community Consolidated School District 50 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$88,091 (+8.56%) Land $10,118 Building $77,973	$264,299 (+8.56%) Land $30,357 Building $233,942
2024	$6,644.00 (+14.16%)
2023	$5,820.00 (+28.11%)	$81,143 (+23.48%) Land $9,320 Building $71,823	$243,454 (+23.48%) Land $27,963 Building $215,491
2022	$4,543.00	$65,715 Land $10,449 Building $55,266	$197,165 Land $31,350 Building $165,815

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978616031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1979–2017)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jul 2017, river or lake flooding
Claims By Storm	Severe Storms & Flooding, Sep 1986 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 89 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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