657 Delta Rd, Memphis, TN 38109 Property Records

Shelby County property record for 657 Delta Rd, Memphis, TN 38109

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 900 sqft · built 1955
Lot Size	0.733 acres (31,929 sqft)
Owner	Individual Name on File
Last Sale	$72,000 (Nov 2025)
Tax Bill	$298 (2025)
Deeds & Mortgages	Nov 2025 Sale Jan 2021 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`07-5174-0-0003`

Property Details

APN / Parcel Number

Primary APN	`07-5174-0-0003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cottage
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	31,929 sqft (0.733 acres)
Lot Dimensions	337 ft deep x 61 ft wide
Patio Area	20 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	657 DELTA RD
City	MEMPHIS
State	TN
Zip	38109-6318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Subdivision	GEORGE G COLMANS WESTHAVEN
Legal Block	A
Legal Lot Number	37
Jurisdiction	SHELBY TN
Township / Civil Division	9
Census Block Group	2
Census Block	2007
Census Tract	22410

Owner

657 Delta Rd is owned by an individual who bought it in November 2025.

Source: Shelby County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1300 ADAMS AVE, 20H, COSTA MESA, CA 92626-8310
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Warranty Deed, Transfer UNKNOWN, HOME SURETY T&E LLC
Jan 4, 2021	Quit Claim Deed, Transfer Quitclaim
Jan 4, 2021	Quit Claim Deed, Transfer Quitclaim
Jan 4, 2021	Quit Claim Deed, Transfer Quitclaim
Jan 4, 2021	Quit Claim Deed, Transfer Quitclaim
Dec 23, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2025 · Amount on File
Deed Sale	Nov 18, 2025 · Amount on File
Prior Sale	Jul 15, 2009 · Amount on File
Deed Document Number	202599190
Prior Transfer Date	Feb 21, 2025
Prior Transfer Doc	0000024686
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Nov 18, 2025
Property Address	657 DELTA RD, MEMPHIS, TN 38109-6318
Document Number	0025099190
Map Reference	MB 19 PG 12
Instrument Date	Nov 13, 2025
Instrument	25099190
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	UNKNOWN, HOME SURETY T&E LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1300 ADAMS AVE APT 20H, 20H, COSTA MESA, CA 92626-8310

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHELBY TN
Recording Date	Jan 4, 2021
Property Address	657 DELTA RD, MEMPHIS, TN 38109-6318
Document Number	0000000402
Map Reference	MB 214F PG 19-12
Instrument Date	Dec 18, 2020
Instrument	21000402
Transaction Type	Transfer
Record Updated	Feb 7, 2021

Transaction

Amount	Amount on Record
Tax	$1.85
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 E SHORE CV, MEMPHIS, TN 38109-6210

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHELBY TN
Recording Date	Jan 4, 2021
Property Address	657 DELTA RD, MEMPHIS, TN 38109-6318
Document Number	0000000401
Instrument Date	Dec 18, 2020
Instrument	21000401
Transaction Type	Transfer
Record Updated	Feb 7, 2021

Transaction

Amount	Amount on Record
Tax	$1.85
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 E SHORE CV, MEMPHIS, TN 38109-6210

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHELBY TN
Recording Date	Jan 4, 2021
Property Address	657 DELTA RD, MEMPHIS, TN 38109-6318
Document Number	0021000401
Instrument Date	Dec 18, 2020
Instrument	21000401
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Amount	Amount on Record
Tax	$1.85
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 E SHORE CV, MEMPHIS, TN 38109-6210

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHELBY TN
Recording Date	Jan 4, 2021
Property Address	657 DELTA RD, MEMPHIS, TN 38109-6318
Document Number	0021000402
Map Reference	MB 214F PG 19-12
Instrument Date	Dec 18, 2020
Instrument	21000402
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Amount	Amount on Record
Tax	$1.85
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 E SHORE CV, MEMPHIS, TN 38109-6210

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHELBY TN
Recording Date	Dec 23, 2019
Property Address	657 DELTA RD, MEMPHIS, TN 38109-6318
Document Number	0000132690
Instrument Date	Dec 13, 2019
Instrument	132690
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$14.80
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 E SHORE CV MEMPHIS TN 381096210, MEMPHIS, TN 38109-6210

Tax Assessment & Valuation

The 2025 property tax bill for 657 Delta Rd was $298, down 59.2% from the year before.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$298.00 (-59.18%)	$11,100 Land $2,275 Building $8,825	$44,400 Land $9,100 Building $35,300
2024	$730.00
2023		$5,425 Land $1,475 Building $3,950
2022	$330.00
2021			$21,700 Land $5,900 Building $15,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 657 Delta Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 657 Delta Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

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