Catoosa County property record for 657 Debbie Ln, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,892 sqft · built 1995 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $328,100 (Apr 2024) |
| Tax Bill | $1,962 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Apr 2024 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0014G289000 |
| Primary APN | 0014G289000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,892 sqft Heated Area |
| 1st Floor Area | 1,858 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Area | 576 sqft |
| Porch | Patio |
| Porch Area | 144 sqft |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 8986 |
|---|---|
| Street Address | 657 DEBBIE LN |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-5562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 289 ROLLING HILLS NORTH |
| Legal Subdivision | ROLLING HILLS NORTH |
| Legal Lot Number | 289 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | BOYNTON RIDGE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30403 |
Source: Catoosa County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 657 DEBBIE LN, RINGGOLD, GA 30736-5562 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Jun 7, 2023 | Deed of Trust, Mortgage · Line of Credit GEORGIA UNITED CREDIT UNION |
| Apr 22, 2024 | Warranty Deed, Transfer |
| Aug 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS |
| Aug 3, 2022 | Warranty Deed, Transfer |
| Oct 25, 2019 | Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS |
| Nov 7, 2017 | Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2024 · Amount on Record |
| Deed Sale | Apr 22, 2024 · Amount on Record |
| Prior Sale | Nov 3, 2017 · Amount on Record |
| Deed Document Number | 202420204002309 |
| Deed Book / Page | 2324 / 546 |
| Prior Transfer Date | Dec 4, 1995 |
| Prior Transfer Doc | 0567000563 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 657 DEBBIE LN, RINGGOLD, GA 30736-5562 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 657 DEBBIE LN, RINGGOLD, GA 30736-5562 |
| Document Number | 0022800000000655 |
|---|---|
| Date | Jun 7, 2023 |
| Book Page | 0000002280/0000000655 |
| Instrument | 003713 |
| Name | GEORGIA UNITED CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Apr 22, 2024 |
| Property Address | 657 DEBBIE LN, RINGGOLD, GA 30736-5562 |
| Document Number | 0023240546 |
| Book / Page | 2324 / 546 |
| Instrument Date | Apr 19, 2024 |
| Instrument | D20204002309 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 657 DEBBIE LN, RINGGOLD, GA 30736-5562 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 657 DEBBIE LN, RINGGOLD, GA 30736-5562 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 657 DEBBIE LN, RINGGOLD, GA 30736-5562 |
| Document Number | 0022360000000669 |
|---|---|
| Date | Aug 9, 2022 |
| Book Page | 0000002236/0000000669 |
| Instrument | 006632 |
| Name | CALIBER HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Aug 3, 2022 |
| Property Address | 657 DEBBIE LN, RINGGOLD, GA 30736-5562 |
| Document Number | 0022360667 |
| Book / Page | 2236 / 667 |
| Instrument Date | Aug 3, 2022 |
| Instrument | 2022-001885 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 657 DEBBIE LN, RINGGOLD, GA 30736-5562 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 657 DEBBIE LN, RINGGOLD, GA 30736-5562 |
| Document Number | 0020180523 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 657 DEBBIE LN RINGGOLD GA 307365562, RINGGOLD, GA 30736-5562 |
| Document Number | 0020180523 |
|---|---|
| Date | Nov 7, 2019 |
| Book Page | 002018/000523 |
| Instrument | 7722 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 6, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Nov 7, 2017 |
| Property Address | 657 DEBBIE LN, RINGGOLD, GA 30736-5562 |
| Document Number | 0019070646 |
| Book / Page | 001907 / 000646 |
| Instrument Date | Nov 3, 2017 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 657 DEBBIE LN RINGGOLD GA 307365562, RINGGOLD, GA 30736-5562 |
| Document Number | 19070650 |
|---|---|
| Date | Nov 7, 2017 |
| Book Page | 001907/000650 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 6, 2047 |
Source: Catoosa County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,962.00 (-14.29%) Homeowner's exemption Senior Citizen's exemption | $144,640 (+38.72%) Land $14,000 Building $130,640 | $361,600 (+38.72%) Land $35,000 Building $326,600 |
| 2023 | $2,289.00 (+27.1%) Homeowner's exemption | $104,270 Land $14,000 Building $90,270 | $260,676 Land $35,000 Building $225,676 |
| 2022 | $1,801.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 61% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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