657 Cypress Way E, Naples, FL 34110 Property Records

Collier County property record for 657 Cypress Way E, Naples, FL 34110

Property Summary

Property Type	Single Family Home
Details	1,615 sqft · built 1974
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$277,000 (Jul 2021)
Tax Bill	$4,145 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`534400 I 223A23`

Property Details

APN / Parcel Number

Primary APN	`534400 I 223A23`
Alternative APN	`65422640009`

Interior

Stories	1 Story
Building Area	1,615 sqft Living Area
1st Floor Area	1,615 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Masonry / Concrete Block
Lot Area	10,454 sqft (0.24 acres)

Location & Zoning

Street Address	657 CYPRESS WAY E
City	NAPLES
State	FL
Zip	34110-1111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-3
Legal Description	PALM RIVER EST UNIT 5 BLK I LOT 22
Legal Range	25
Legal Township	48
Legal Section	23
Legal Subdivision	PALM RIVER ESTATE UNIT 5
Legal Tract	534400
Legal Block	I
Legal Lot Number	22
Legal Unit	5
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1001
Census Tract	10108

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	657 CYPRESS WAY E, NAPLES, FL 34110-1111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2021 · Amount on Record
Deed Sale	Jul 28, 2021 · Amount on Record
Prior Sale	Apr 22, 2014 · Amount on Record
Deed Document Number	20216103409
Deed Book / Page	5989 / 141
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 28, 2021
Property Address	657 CYPRESS WAY E, NAPLES, FL 34110-1111
Document Number	0059890141
Book / Page	5989 / 141
Map Reference	MB 10 PG 92
Instrument Date	Jul 23, 2021
Instrument	6103409
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	ARIES TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,939.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18530 BLUE EYE LOOP, 18530, FORT MYERS, FL 33913-7993

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 CYPRESS WAY E, NAPLES, FL 34110-1111

Mortgage

Document Number	5989143
Date	Jul 28, 2021
Instrument	5989/143

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$419,785 (-1.02%) Land $352,431 Building $67,354	$419,785 (-1.02%) Land $352,431 Building $67,354
2025	$4,145.00 (-2.88%) Homeowner's exemption	$424,096 (+27.7%) Land $329,375 Building $94,721	$424,096 (-8.35%) Land $329,375 Building $94,721
2023	$4,268.00 (+24.65%)	$332,099 (+1%)	$462,721 (+53.27%) Land $345,313 Building $117,408
2022	$3,424.00	$301,908 Land $175,634 Building $126,274	$301,908 Land $175,634 Building $126,274

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 483 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	579 units insured incl. 96 condo units
Nearby Flood Claims	106 (1980–2024)
Claims Outside the SFHA	10 of 106
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 35 claims Hurricane Ian, Sep 2022 · 28 claims Hurricane Irma, Sep 2017 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
CenturyLink Fiber	1,000 / 1,000