657 Co Rd 928, Delta, AL 36258 Property Records

Cleburne County property record for 657 Co Rd 928, Delta, AL 36258

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,512 sqft · built 1993
Lot Size	10.8 acres (470,448 sqft)
Owner	2 Individual Names on File
Tax Bill	$707 (2024)
Deeds & Mortgages	Nov 2019 Mortgage Jun 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`18 20 05 22 0 000 001.003`

Property Details

APN / Parcel Number

Primary APN	`18 20 05 22 0 000 001.003`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,512 sqft Total Area
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft
Finished Basement	1,152 sqft
Unfinished Basement	1,152 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Logs
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	470,448 sqft (10.8 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	544 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	657 COUNTY ROAD 928
City	DELTA
State	AL
Zip	36258-8974
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SW COR SE1/4 NW1/4 TH E ALG S LN 306.6 TODIRT RD TH NE ALG DIRT RD 1599.3 TO POB TH CONTALG DIRT RD 583.3 TH E 700 S 5
Legal Range	09E
Legal Township	17S
Legal Section	22
Jurisdiction	CLEBURNE AL
Township / Civil Division	HEFLIN
Census Block Group	2
Census Block	2053
Census Tract	959700

Owner

657 Co Rd 928 is owned and occupied by two individuals.

Source: Cleburne County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	657 COUNTY ROAD 928, DELTA, AL 36258-8974
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage WINGS FINANCIAL CU
Jun 21, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEBURNE AL
Property Address	657 COUNTY ROAD 928, DELTA, AL 36258-8974
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/3227
Date	Nov 5, 2019
Book Page	2019/3227
Instrument	60701

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2039

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEBURNE AL
Recording Date	Jun 21, 2017
Property Address	657 COUNTY ROAD 928, DELTA, AL 36258-8974
Document Number	02017/1489
Book / Page	2017 / 1489
Instrument Date	Jun 19, 2017
Instrument	55209
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	657 COUNTY ROAD 928, DELTA, AL 36258-8974

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	657 COUNTY ROAD 928, DELTA, AL 36258-8974

Tax Assessment & Valuation

Source: Cleburne County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Cleburne County
Unified School District	Cleburne County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,942 (-41.07%) Land $4,752 Building $26,190	$309,420 (+17.87%) Land $47,520 Building $261,900
2024	$707.00	$52,504 (+10.48%) Land $9,504 Building $43,000	$262,520 (+10.48%) Land $47,520 Building $215,000
2023	$707.00	$47,524 (-) Land $8,424 Building $39,100	$237,620 (-) Land $42,120 Building $195,500
2022	$707.00	$47,524 Land $8,424 Building $39,100	$237,620 Land $42,120 Building $195,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 657 Co Rd 928 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 657 Co Rd 928 is high, ranking above 78% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 98.9% of Alabama
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T.

Nearby Properties on Co Rd 928

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