657 4th Ave, Joliet, IL 60433 Property Records

Will County property record for 657 4th Ave, Joliet, IL 60433

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,260 sqft · built 2007
Lot Size	0.17 acres (7,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$194,995 (Jun 2019)
Tax Bill	$3,801 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-07-15-238-009`

Property Details

APN / Parcel Number

Primary APN	`30-07-15-238-009`
Alternative APN	`07152380090000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,260 sqft
Basement Area	1,260 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,530 sqft (0.17 acres)
Lot Dimensions	127 ft deep x 60 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	657 4TH AVE
City	JOLIET
State	IL
Zip	60433-1966
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLOCK 13 IN HENRY CHEADLE FULLER'S 2ND ADDN TO WOODLAND, BEING A SUB OF PRT OF THE E1/2 OF THE NE1/4 OF SEC 15, T35N-R
Legal Range	10E
Legal Township	35N
Legal Section	15
Legal Subdivision	HENRY CHEADLE FULLER'S 2ND ADD
Legal Block	13
Legal Lot Number	9
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	1
Census Block	1015
Census Tract	882400

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	657 4TH AVE, JOLIET, IL 60433-1966
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Line of Credit SELF HELP FCU
Jun 18, 2019	Warranty Deed, Transfer · Conventional with PMI SELF-HELP CU
Mar 20, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2019 · Amount on Record
Deed Sale	Jun 18, 2019 · Amount on Record
Prior Sale	Dec 8, 2006 · Amount on Record
Deed Document Number	201937768
Prior Transfer Date	Jan 10, 2018
Prior Transfer Doc	0000018865
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	657 4TH AVE, JOLIET, IL 60433-1966
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002931
Date	Jan 15, 2026
Instrument	R2026002931

Lender

Name	SELF HELP FCU
Type	Credit Union
Address	CHICAGO, IL 60632

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 14, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jun 18, 2019
Property Address	657 4TH AVE, JOLIET, IL 60433-1966
Document Number	0000037768
Instrument Date	Jun 11, 2019
Instrument	37768
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.49
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	559 OHIO ST JOLIET IL 604322463, JOLIET, IL 60432-2463

Mortgage

Document Number	37769
Date	Jun 18, 2019
Instrument	37769

Lender

Name	SELF-HELP CU
Type	Credit Union
Address	DURHAM, NC 27701

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2049

Interest

Rate Type	Fixed Rate
Rate	5.62%

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Mar 20, 2018
Property Address	657 4TH AVE, JOLIET, IL 60433-1966
Document Number	0000018865
Map Reference	MB11 PG13 DOC202820
Instrument Date	Jan 10, 2018
Instrument	R2018018865
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	FIRST AMER TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13915 NORWICH LN, ORLAND PARK, IL 60467-8639

Mortgage

Document Number	0000018866
Date	Mar 20, 2018
Instrument	R2018018866

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Municipality	Joliet City
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,801.00 (+18.67%)	$55,337 (+9.3%) Land $9,123 Building $46,214	$166,011 (+9.3%) Land $27,369 Building $138,642
2024		$50,629 (+24.43%) Land $8,347 Building $42,282	$151,887 (+24.43%) Land $25,041 Building $126,846
2022	$3,203.00 Homeowner's exemption	$40,690 Land $6,708 Building $33,982	$122,070 Land $20,124 Building $101,946

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	49 (1978–2013)
Claims Outside the SFHA	6 of 49
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Sep 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Bertram Communications, T-Mobile.

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