Alameda County property record for 657 40th St, Oakland, CA 94609
| Property Type | Mixed Use Store/Office |
|---|---|
| Lot Size | 0.079 acres (3,458 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,803 (2025) |
| Deeds & Mortgages | Feb 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-962-35 |
| Primary APN | 12-962-35 |
|---|---|
| Alternative APN |
|
| Lot Area | 3,458 sqft (0.079 acres) |
|---|
| Street Address | 657 40TH ST |
|---|---|
| City | OAKLAND |
| State | CA |
| Zip | 94609-2373 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Mixed Use Store/Office |
| Legal Description | LOT: 00001 BLK: AR: 0012 PAGE: 0962 ;LOT: 00035 BLK: AR: 0012 PAGE: 0962 |
| Legal Subdivision | MONTGOMERY 01 |
| Legal Tract | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | OAKLAND |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 401000 |
657 40th St, a commercial property, is owned by a company that acquired it in November 2003.
Source: Alameda County records, as of August 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 131 E LINCOLN AVE, FORT COLLINS, CO 80524-2493 |
| Owner Type | Company |
| Vesting | Partnership |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 22, 2003 |
| Transfer Doc | 0000702778 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Recording Date | Feb 13, 2020 |
| Property Address | 657 40TH ST, OAKLAND, CA 94609 |
| Document Number | 0000036991 |
| Instrument Date | Jan 10, 2020 |
| Instrument | 36991 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 20, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 131 E LINCOLN AVE #300 FORT COLLINS CO 805244400, 300, FORT COLLINS, CO 80524-4400 |
| Document Number | 0000036991 |
|---|---|
| Date | Feb 13, 2020 |
| Instrument | 36991 |
| Name | GREAT WSTRN BK |
|---|---|
| Type | Federal Savings Bank |
| Address | 3711 JOHN F KENNEDY PKWY # 100B, FORT COLLINS, CO 80525-2620 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Feb 12, 2021 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 657 40th St was $4,803.
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Oakland City |
| Unified School District | Oakland Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $224,304 (+2%) Land $48,838 Building $175,466 | |
| 2025 | $4,803.00 | $219,906 Land $47,880 Building $172,026 |
| 2023 | $4,672.00 | $211,368 Land $46,021 Building $165,347 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 657 40th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 657 40th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 857 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
May also be available: Astound Broadband, GeoLinks, Google Fiber, T-Mobile.
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