657 32nd St, Richmond, CA 94804 Property Records

Contra Costa County property record for 657 32nd St, Richmond, CA 94804

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 901 sqft · built 1924
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Apr 2021)
Tax Bill	$10,630 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`518-200-013-2`

Property Details

APN / Parcel Number

Primary APN	`518-200-013-2`
Alternative APN	`518-200-013`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	901 sqft Living Area
1st Floor Area	901 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1960
Lot Area	4,800 sqft (0.11 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	657 32ND ST
City	RICHMOND
State	CA
Zip	94804-1566
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GRAND VIEW TERR LOT 23 POR 22 & 24 BLK 2
Legal Subdivision	GRAND VIEW TERRACE RICHMOND
Legal Block	2
Legal Lot Number	23
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1011
Census Tract	374000

Owner

657 32nd St is owned and occupied by two individuals who bought it in April 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	657 32ND ST, RICHMOND, CA 94804-1566
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Grant Deed, Transfer · Conventional Mortgage JMAC LENDING INC
Feb 9, 2018	Intrafamily Transfer, Transfer · Commercial Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2021 · Amount on File
Deed Sale	Apr 6, 2021 · Amount on File
Prior Sale	Sep 20, 2012 · Amount on File
Deed Document Number	2021103113
Prior Transfer Date	Feb 8, 2018
Prior Transfer Doc	0000021325
Record Updated	Oct 29, 2026

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 6, 2021
Property Address	657 32ND ST, RICHMOND, CA 94804-1566
Document Number	0000103113
Map Reference	MB 6 PG 148
Instrument Date	Feb 25, 2021
Instrument	2021-103113
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	657 32ND ST, RICHMOND, CA 94804-1566

Mortgage

Document Number	0000103114
Date	Apr 6, 2021
Instrument	2021-103114

Lender

Name	JMAC LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 9, 2018
Property Address	657 32ND ST, RICHMOND, CA 94804-1566
Document Number	0000021325
Map Reference	MB 6 PG 148
Instrument Date	Feb 8, 2018
Instrument	2018-021325
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1717 MAIN ST STE 2000, 2000, DALLAS, TX 75201-4657
Investor	Possibly a Property Investor

Mortgage

Document Number	0000021326
Date	Feb 9, 2018
Instrument	2018-021326

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 657 32nd St was $10,630 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$662,425 (+2%) Land $441,631 Building $220,794
2025	$10,630.00 Homeowner's exemption	$649,437 Land $432,972 Building $216,465
2023	$10,882.00 (+16.48%) Homeowner's exemption	$624,220 Land $416,160 Building $208,060
2022	$9,342.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 657 32nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 657 32nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

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