657 1st St, Crete, IL 60417 Property Records

Will County property record for 657 1st St, Crete, IL 60417

Property Summary

Property Type	Single Family Home
Details	1,323 sqft · built 1944
Lot Size	0.15 acres (6,655 sqft)
Owner	2 Individual Names on File
Last Sale	$222,000 (Nov 2025)
Tax Bill	$1,722 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-15-08-410-011`

Property Details

APN / Parcel Number

Primary APN	`23-15-08-410-011`
Alternative APN	`15084100110000`

Interior

Stories	1 Story
Building Area	1,323 sqft Living Area
Basement Area	980 sqft
Unfinished Basement	980 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Lot Area	6,655 sqft (0.15 acres)
Garage Type	Detached
Garage Area	495 sqft

Location & Zoning

Street Address	657 1ST ST
City	CRETE
State	IL
Zip	60417-2032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLOCK 1 IN QUALITY HILL SUB, BEING A SUB OF PRT OF THE W1/2 OF THE SE 1/4 OF SEC 8, T34N-R14E.
Legal Range	14E
Legal Township	34N
Legal Section	08
Legal Subdivision	QUALITY HILL
Legal Block	1
Legal Lot Number	11
Jurisdiction	WILL IL
Township / Civil Division	CRETE
Census Block Group	2
Census Block	2025
Census Tract	883804

Owner

657 1st St is owned and occupied by two individuals who bought it in November 2025.

Source: Will County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	657 1ST ST, CRETE, IL 60417-2032
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2025 · Amount on File
Deed Sale	Nov 13, 2025 · Amount on File
Prior Sale	Jun 13, 2014 · Amount on File
Deed Document Number	202563785
Prior Transfer Date	Aug 25, 2010
Prior Transfer Doc	0000089184
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Nov 13, 2025
Property Address	657 1ST ST, CRETE, IL 60417-2032
Document Number	0000063785
Map Reference	MB 15 PG 51
Instrument Date	Oct 14, 2025
Instrument	R2025063785
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	657 IST STREET, CRETE, IL 60417

Mortgage

Document Number	0000063786
Date	Nov 13, 2025
Instrument	R2025063786

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 4, 2055

Interest

Rate Type	Fixed Rate
Rate	6.5%

Tax Assessment & Valuation

The 2025 property tax bill for 657 1st St was $1,722, down 2.8% from the year before.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Crete Village
County	Will County
County Subdivision	Crete Township
Unified School District	Crete-Monee Community Unit School District 201-U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,722.00 (-2.82%)	$62,118 (+5.33%) Land $9,226 Building $52,892	$186,354 (+5.33%) Land $27,678 Building $158,676
2024	$1,772.00	$58,973 Land $8,838 Building $50,135	$176,919 Land $26,514 Building $150,405
2022	$2,563.00 Homeowner's exemption Senior Citizen's exemption	$46,800 Land $7,014 Building $39,786	$140,400 Land $21,042 Building $119,358

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 657 1st St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	15 (1983–2019)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Jun 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 657 1st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRETE serves 8,386 people · EPA ID IL1970300
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20