6569 Liberty St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 6569 Liberty St, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,653 sqft · built 2020
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (Mar 2023)
Tax Bill	$5,732 (2024)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-2S-26-1920-05500-0150`

Property Details

APN / Parcel Number

Primary APN	`18-2S-26-1920-05500-0150`
Alternative APN	`S262181920055000150`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,653 sqft Living Area
Gross Area	3,872 sqft
1st Floor Area	2,653 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	440 sqft
Patio Area	180 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6569 LIBERTY ST
City	NAVARRE
State	FL
Zip	32566-8218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HOLLEY BY THE SEA LOT 15 BLK 55 AS DES IN OR 4377 PG 298
Legal Range	26W
Legal Township	2S
Legal Section	18
Legal Subdivision	HOLLEY SEA/1ST AMD
Legal Block	55
Legal Lot Number	15
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2024
Census Tract	10820

Owner

Source: Santa Rosa County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6569 LIBERTY ST, NAVARRE, FL 32566-8218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2023	Warranty Deed, Transfer · VA Mortgage TRIDENT HOME LOANS LLC
Aug 20, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage PRIMELENDING
Mar 1, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2023 · Amount on Record
Deed Sale	Mar 21, 2023 · Amount on Record
Prior Sale	Aug 20, 2020 · Amount on Record
Deed Document Number	202311684
Deed Book / Page	4377 / 298
Prior Transfer Date	Jun 29, 2009
Prior Transfer Doc	0029520614
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 21, 2023
Property Address	6569 LIBERTY ST, NAVARRE, FL 32566-8218
Document Number	0043770298
Book / Page	4377 / 298
Map Reference	MB B PG 155
Instrument Date	Mar 17, 2023
Instrument	202311684
Transaction Type	Transfer
Record Updated	Apr 18, 2023
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6569 LIBERTY ST, NAVARRE, FL 32566-8218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 BAYOU DR, NAVARRE, FL 32566-7636

Mortgage

Document Number	0004377301
Date	Mar 21, 2023
Instrument	4377/301

Lender

Name	TRIDENT HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 20, 2020
Property Address	6569 LIBERTY ST, NAVARRE, FL 32566-8218
Document Number	0039921594
Book / Page	3992 / 1594
Map Reference	MB B PG 155
Instrument Date	Aug 3, 2020
Instrument	202042468
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3020 WINDWARD COVE CT, 3020, GULF BREEZE, FL 32563-3179

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6569 LIBERTY ST, NAVARRE, FL 32566-8218

Mortgage

Document Number	0039921596
Date	Aug 20, 2020
Instrument	3992/1596

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 1, 2019
Property Address	6569 LIBERTY ST, NAVARRE, FL 32566-8218
Document Number	0038071181
Book / Page	003807 / 001181
Instrument Date	Feb 28, 2019
Instrument	7824
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$392.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3020 WINDWARD COVE CT GULF BREEZE FL 325633179, GULF BREEZE, FL 32563-3179

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$383,282 (-20.59%)	$518,574 (+7.44%) Land $75,000 Building $443,574
2024	$5,732.00 (+34.74%)	$482,664 (+24.84%) Land $75,000 Building $407,664	$482,664 (+6.41%) Land $75,000 Building $407,664
2023	$4,254.00 (+2.8%) Homeowner's exemption	$386,634 (+3.3%)	$453,594 (+7.01%) Land $65,000 Building $388,594
2022	$4,138.00 Homeowner's exemption	$374,275	$423,895 Land $50,000 Building $373,895

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 215 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	215 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDWAY WATER SYSTEM, INC. serves 21,196 people · EPA ID FL1570470
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Ripple Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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