6565 Thomas Dr, North Highlands, CA 95660 Property Records

Sacramento County property record for 6565 Thomas Dr, North Highlands, CA 95660

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,286 sqft · built 1955
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$108,000 (Oct 2012)
Tax Bill	$2,288 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`200-0313-011-0000`

Property Details

APN / Parcel Number

Primary APN	`200-0313-011-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,286 sqft Living Area
1st Floor Area	1,286 sqft
Bonus Room	Bonus Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Area	268 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6565 THOMAS DR
City	NORTH HIGHLANDS
State	CA
Zip	95660-4033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	LARCHMONT VILLAGE 02 EXC M/R, LOT 117
Legal Subdivision	LARCHMONT VILLAGE 02 EXC M/R
Legal Lot Number	117
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1018
Census Tract	7402

Owner

Source: Sacramento County assessment roll, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6565 THOMAS DR, NORTH HIGHLANDS, CA 95660-4033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Line of Credit BBVA USA
Jun 21, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 26, 2021	Deed of Trust, Mortgage · Line of Credit BBVA USA
Jun 21, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 21, 2017	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 11, 2012 · Amount on Record
Deed Sale	Oct 11, 2012 · Amount on Record
Prior Sale	Jan 5, 2012 · Amount on Record
Deed Book / Page	20121011 / 1705
Last Transfer Date	Aug 21, 2017
Transfer Doc	8210000000884
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6565 THOMAS DR, NORTH HIGHLANDS, CA 95660-4033
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6565 THOMAS DR, NORTH HIGHLANDS, CA 95660-4033

Mortgage

Document Number	0000000785
Date	Jul 26, 2021
Instrument	202107260785

Lender

Name	BBVA USA
Type	Bank
Address	HOUSTON, TX 77210

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jun 22, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6565 THOMAS DR, NORTH HIGHLANDS, CA 95660-4033
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6565 THOMAS DR, NORTH HIGHLANDS, CA 95660-4033

Mortgage

Document Number	0000000179
Date	Jun 21, 2021
Instrument	202106210179

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	258 Months
Due	Dec 1, 2042

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6565 THOMAS DR, NORTH HIGHLANDS, CA 95660-4033
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6565 THOMAS DR, NORTH HIGHLANDS, CA 95660-4033

Mortgage

Document Number	7260000000785
Date	Jul 26, 2021
Book Page	20210726/785

Lender

Name	BBVA USA
Type	Bank
Address	HOUSTON, TX 77210

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jun 22, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6565 THOMAS DR, NORTH HIGHLANDS, CA 95660-4033
Transaction Type	Mortgage
Record Updated	Jul 5, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6565 THOMAS DR, NORTH HIGHLANDS, CA 95660-4033

Mortgage

Document Number	6210000000179
Date	Jun 21, 2021
Book Page	20210621/179

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	258 Months
Due	Dec 1, 2042

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 21, 2017
Property Address	6565 THOMAS DR, NORTH HIGHLANDS, CA 95660-4033
Document Number	1708210884
Instrument Date	Aug 21, 2017
Instrument	1708210884
Transaction Type	Transfer
Record Updated	Aug 31, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	6565 THOMAS DR NORTH HIGHLANDS CA 956604033, NORTH HIGHLANDS, CA 95660-4033

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$204,185 (+2%) Land $56,555 Building $147,630
2025	$2,288.00 (+5.15%) Homeowner's exemption	$200,183 (+4.04%) Land $55,447 Building $144,736
2024	$2,176.00 (-0.59%)
2023	$2,189.00 (+6.31%) Homeowner's exemption	$192,412 Land $53,295 Building $139,117
2022	$2,059.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	13 (1986–2023)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000

May also be available: Cal.net, Verizon.

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