6565 Morgan Rd, Osseo, MI 49266 Property Records

Hillsdale County property record for 6565 Morgan Rd, Osseo, MI 49266

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,028 sqft
Lot Size	0.162 acres (7,057 sqft)
Owner	2 Individual Names on File
Last Sale	$251,000 (Oct 2019)
Tax Bill	$4,148 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-210-001-019`

Property Details

APN / Parcel Number

Primary APN	`12-210-001-019`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,028 sqft Living Area
1st Floor Area	1,028 sqft
Basement Area	1,028 sqft
Unfinished Basement	1,028 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	7,057 sqft (0.162 acres)
Lot Dimensions	117 ft deep x 60 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	6565 MORGAN RD
City	OSSEO
State	MI
Zip	49266-9321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 WALTONS HY-VU BEACH SEC 27 T7S R2W
Legal Range	02W
Legal Township	07S
Legal Section	27
Legal Subdivision	WALTONS HY-VU BEACH
Legal Lot Number	20
Jurisdiction	HILLSDALE MI
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1029
Census Tract	51000

Owner

6565 Morgan Rd is owned by two individuals who bought it in October 2019.

Source: Hillsdale County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2325 MIDDLEFIELD RD, TRENTON, MI 48183-2415
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2017	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK OF THE MIDWEST
Feb 14, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Jun 22, 2022	Intrafamily Transfer, Transfer
Dec 23, 2019	Intrafamily Transfer, Transfer
Oct 22, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2019 · Amount on File
Deed Sale	Oct 22, 2019 · Amount on File
Prior Sale	Aug 18, 2014 · Amount on File
Deed Book / Page	1738 / 389
Transfer Doc	001829/313
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	6565 MORGAN RD, OSSEO, MI 49266-9321
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01667/0525
Date	Sep 14, 2017
Book Page	1667/0525

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Aug 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	Feb 14, 2022
Property Address	6565 MORGAN RD, OSSEO, MI 49266-9321
Document Number	001819/310
Book / Page	1819 / 310
Map Reference	LB 4 PG 15
Instrument Date	Feb 11, 2022
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2325 MIDDLEFIELD RD, TRENTON, MI 48183-2415

Mortgage

Document Number	0001819313
Date	Feb 14, 2022
Instrument	1819/313

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	Jun 22, 2022
Property Address	6565 MORGAN RD, OSSEO, MI 49266-9321
Document Number	001829/313
Book / Page	1829 / 313
Map Reference	LB 4 PG 15
Instrument Date	Feb 11, 2022
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2325 MIDDLEFIELD RD, 2325, TRENTON, MI 48183-2415

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2325 MIDDLEFIELD RD, TRENTON, MI 48183-2415

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	Dec 23, 2019
Property Address	6565 MORGAN RD, OSSEO, MI 49266-9321
Document Number	01747/0014
Book / Page	1747 / 0014
Map Reference	LB 4 PG 15
Instrument Date	Dec 17, 2019
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Et Ux (and Wife)
Address	2325 MIDDLEFIELD RD, TRENTON, MI 48183-2415

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Oct 22, 2019
Property Address	6565 MORGAN RD, OSSEO, MI 49266-9321
Document Number	01738/0389
Book / Page	1738 / 0389
Map Reference	LB 4 PG 15
Instrument Date	Oct 18, 2019
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	NOT AVAILABLE, MIDSTATE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,168.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5433 WESTCASTLE DR, 5433, TOLEDO, OH 43615-2039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2325 MIDDLEFIELD RD, TRENTON, MI 48183-2415

Mortgage

Document Number	0001738391
Date	Oct 22, 2019
Instrument	1738/391

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 6565 Morgan Rd was $4,148.

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Jefferson Township
Unified School District	Pittsford Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,400 (+0.27%)	$218,688 (+0.28%) Land $71,456 Building $147,232
2025	$4,148.00	$112,100	$218,075 Land $70,699 Building $147,376
2023		$113,000	$220,021 Land $55,186 Building $164,835
2021	$3,780.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6565 Morgan Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6565 Morgan Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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