6565 Layhigh Rd, Okeana, OH 45053 Property Records

Butler County property record for 6565 Layhigh Rd, Okeana, OH 45053

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,542 sqft · built 1978
Lot Size	2.57 acres (112,211 sqft)
Owner	Individual Name on File
Last Sale	$257,000 (Dec 2019)
Tax Bill	$4,249 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2019 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`G3210-009.100-013`

Property Details

APN / Parcel Number

Primary APN	`G3210-009.100-013`
Alternative APNs	`0001300` `340252` `343222`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,542 sqft Living Area
1st Floor Area	1,542 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	112,211 sqft (2.57 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	6 Parking Spaces
Porch	Porch
Porch Area	456 sqft
Pole Barn	768 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0001300
Old Parcel Number	G3210009.100013
Street Address	6565 LAYHIGH RD
City	OKEANA
State	OH
Zip	45053-9794
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 3 9 N CTR PT
Jurisdiction	BUTLER OH
Township / Civil Division	MORGAN
Census Block Group	1
Census Block	1008
Census Tract	10203

Owner

6565 Layhigh Rd is owned and occupied by an individual who bought it in December 2019.

Source: Butler County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6565 LAYHIGH RD, OKEANA, OH 45053-9794
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Oct 4, 2019	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK
Nov 19, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Dec 4, 2019	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2019 · Amount on File
Deed Sale	Dec 4, 2019 · Amount on File
Deed Document Number	0000047442
Deed Book / Page	9374 / 1453
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	6565 LAYHIGH RD, OKEANA, OH 45053-9794
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008026
Date	Feb 9, 2021
Book Page	9591/1889
Instrument	2021-00008026

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	6565 LAYHIGH RD, OKEANA, OH 45053-9794
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037783
Date	Oct 4, 2019
Book Page	9347/1138
Instrument	2019-00037783

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 20, 2049

November 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	BUTLER OH
Recording Date	Nov 19, 2020
Property Address	6565 LAYHIGH RD, OKEANA, OH 45053-9794
Document Number	0000055151
Book / Page	009546 / 001687
Instrument Date	Nov 12, 2020
Instrument	55151
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6565 LAYHIGH RD OKEANA OH 450539794, OKEANA, OH 45053-9794

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Dec 4, 2019
Property Address	6565 LAYHIGH RD, OKEANA, OH 45053-9794
Document Number	0000047442
Book / Page	9374 / 1453
Instrument Date	Nov 14, 2019
Instrument	2019-00047442
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6565 LAYHIGH RD, OKEANA, OH 45053-9794

Mortgage

Document Number	0093741456
Date	Dec 4, 2019
Instrument	9374/1456

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 6565 Layhigh Rd was $4,249.

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
County Subdivision	Morgan Township
Unified School District	Ross Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,249.00	$118,020 Land $19,330 Building $98,690	$337,200 Land $55,240 Building $281,960
2023	$4,173.00 (+30.24%)	$118,020 (+46.25%) Land $19,330 Building $98,690	$337,200 Land $55,240 Building $281,960
2022	$3,204.00	$80,700 Land $19,330 Building $61,370
2020			$230,580 Land $55,240 Building $175,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6565 Layhigh Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2012–2026)
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6565 Layhigh Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST REGIONAL WATER DISTRICT public/private · serves 42,856 people · EPA ID OH0903912
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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