6565 Cedar Rd, Oak Park, MN 56357 Property Records

Mille Lacs County property record for 6565 Cedar Rd, Oak Park, MN 56357 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,232 sqft · built 1999
Lot Size	20.3 acres (884,268 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Dec 2021)
Tax Bill	$3,616 (2026)
Deeds & Mortgages	Jul 2013 Mortgage Mar 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-005-1201`

Property Details

APN / Parcel Number

Primary APN	`06-005-1201`

Interior

Building Area	1,232 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	884,268 sqft (20.3 acres)
Garage Area	641 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	6565 CEDAR RD
City	OAK PARK
State	MN
Zip	56357-8530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE OF NW, EX N 650 FT 5 36 27 20.30
Legal Range	27
Legal Township	36
Legal Section	05
Jurisdiction	MILLE LACS MN
Township / Civil Division	GREENBUSH
Census Block Group	2
Census Block	2026
Census Tract	170600

Owner

Source: Mille Lacs County records · APN 06-005-1201

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6565 CEDAR RD, OAK PARK, MN 56357-8530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2013	Deed of Trust, Mortgage BREMER BANK NA
Mar 09, 2023	Deed of Trust, Mortgage HUD
Sep 04, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 08, 2008	Deed of Trust, Mortgage · Line of Credit SHERBURNE STATE BANK
Dec 23, 2021	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 23, 2021 · Amount on Record
Deed Sale	Dec 23, 2021 · Amount on Record
Deed Document Number	2021428887
Prior Transfer Date	Oct 10, 2012
Prior Transfer Doc	A375772
Record Updated	Sep 20, 2026

July 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	6565 CEDAR RD, OAK PARK, MN 56357-8530
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A380659
Date	Jul 24, 2013
Instrument	A380659

Lender

Name	BREMER BANK NA
Type	Bank
Address	LAKE ELMO, MN 55042

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Jun 24, 2023

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	6565 CEDAR RD, OAK PARK, MN 56357-8530
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A435439
Date	Mar 09, 2023
Instrument	A435439

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	348 Months
Due	Jan 01, 2052

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	6565 CEDAR RD, OAK PARK, MN 56357-8530
Transaction Type	Mortgage
Record Updated	Apr 03, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6565 CEDAR RD, OAK PARK, MN 56357-8530

Mortgage

Document Number	000A447745
Date	Sep 04, 2025
Instrument	A447745

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	316 Months
Due	Jan 01, 2052

February 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	6565 CEDAR RD, OAK PARK, MN 56357-8530
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000347499
Date	Feb 08, 2008
Instrument	347499

Lender

Name	SHERBURNE STATE BANK
Address	BECKER, MN 55308

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Jan 15, 2013

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Dec 23, 2021
Property Address	6565 CEDAR RD, OAK PARK, MN 56357-8530
Document Number	000A428887
Instrument Date	Nov 13, 2021
Instrument	A428887
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	SELLMAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,353.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6565 CEDAR RD, OAK PARK, MN 56357-8530
Investor	Possibly a Property Investor

Mortgage

Document Number	000A428889
Date	Dec 23, 2021
Instrument	A428889

Lender

Name	PLAZA HOME MORTGAGE BANK
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Greenbush Township
Unified School District	Princeton Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,616.00 (-3.93%)
2025	$3,764.00 (+7.85%) Homeowner's exemption	$421,500 (+0.64%) Land $115,700 Building $305,800	$421,500 (+0.64%) Land $115,700 Building $305,800
2023	$3,490.00	$418,800 Land $106,000 Building $312,800	$418,800 Land $106,000 Building $312,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mille Lacs County (27095C), updated March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270951706002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2014)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Apr 2014, rainfall accumulation

Wildfire

Wildfire Risk	Low above 34% of the US · above 60% of Minnesota
Wildfire Likelihood	About 1 in 2,941 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
East Central Energy	Fiber	2,000 / 2,000
LTD Broadband	Fixed Wireless (unlicensed)	150 / 130

May also be available at this address: LTD Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

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