6565 Balmoral Ter, Clarkston, MI 48346 Property Records

Oakland County property record for 6565 Balmoral Ter, Clarkston, MI 48346

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,174 sqft · built 1962
Lot Size	0.388 acres (16,901 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,697 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`J-08-32-427-002`

Property Details

APN / Parcel Number

Primary APN	`J-08-32-427-002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	4 Stories
Building Area	2,174 sqft Living Area
1st Floor Area	1,582 sqft
Basement Area	842 sqft
Finished Basement	842 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	16,901 sqft (0.388 acres)
Lot Dimensions	165 ft deep x 100 ft wide
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	20 sqft
Deck Area	128 sqft
Patio Area	581 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	6565 BALMORAL TER
City	CLARKSTON
State	MI
Zip	48346-3348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	T4N, R9E, SEC 32 WATERFORD HILL MANOR NO 1 LOT 107
Legal Range	9E
Legal Township	4N
Legal Section	32
Legal Subdivision	WATERFORD HILL MANOR #1
Legal Lot Number	107
Jurisdiction	OAKLAND MI
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1003
Census Tract	127300

Owner

6565 Balmoral Ter is owned and occupied by two individuals who acquired it in June 2021.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6565 BALMORAL TER, CLARKSTON, MI 48346-3348
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Line of Credit GENISYS CU
Jun 28, 2021	Intrafamily Transfer, Transfer · VA Mortgage HALL FINANCIAL GROUP
Jun 8, 2021	Intrafamily Transfer, Transfer
Aug 1, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage HALL FINANCIAL GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2021
Deed Sale	Jun 28, 2021
Prior Sale	Sep 3, 2013 · Amount on File
Deed Document Number	2021162640
Deed Book / Page	56463 / 602
Prior Transfer Date	Jun 18, 2021
Prior Transfer Doc	0000162640
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	6565 BALMORAL TER, CLARKSTON, MI 48346-3348
Transaction Type	Mortgage
Record Updated	Nov 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6565 BALMORAL TER, CLARKSTON, MI 48346-3348

Mortgage

Document Number	0000138613
Date	Oct 29, 2025
Book Page	60670/106
Instrument	138613

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 23, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Jun 28, 2021
Property Address	6565 BALMORAL TER, CLARKSTON, MI 48346-3348
Document Number	0000162640
Book / Page	56463 / 602
Map Reference	LB 94 PG 16&17
Instrument Date	Jun 18, 2021
Instrument	162640
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6565 BALMORAL TER, CLARKSTON, MI 48346-3348
Investor	Possibly a Property Investor

Mortgage

Document Number	0056463605
Date	Jun 28, 2021
Instrument	56463/605

Lender

Name	HALL FINANCIAL GROUP
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Jun 8, 2021
Property Address	6565 BALMORAL TER, CLARKSTON, MI 48346-3348
Document Number	0000144722
Book / Page	56344 / 281
Map Reference	LB 94 PG 16&17
Instrument Date	Jun 2, 2021
Instrument	144722
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6565 BALMORAL TER, CLARKSTON, MI 48346-3348

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Aug 1, 2018
Property Address	6565 BALMORAL TER, CLARKSTON, MI 48346-3348
Document Number	0000127659
Book / Page	52051 / 00084
Map Reference	LB 94 PG 16&17
Instrument Date	Jul 6, 2018
Instrument	127659
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6565 BALMORAL TER, CLARKSTON, MI 48346-3348

Mortgage

Document Number	0000127660
Date	Aug 1, 2018
Instrument	127660

Lender

Name	HALL FINANCIAL GROUP
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6565 Balmoral Ter was $4,697, down 20.5% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Independence Charter Township
Unified School District	Waterford School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,697.00 (-20.47%)	$166,200 Land $33,300 Building $132,900	$332,400 Land $66,600 Building $265,800
2024	$5,906.00
2023		$133,000 Land $25,800 Building $107,200	$266,000 Land $51,600 Building $214,400
2022	$5,244.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6565 Balmoral Ter in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1996–2013)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6565 Balmoral Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE TOWNSHIP serves 11,790 people · EPA ID MI0003342
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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