65640 Cline Falls Rd, Bend, OR 97703 Property Records

Deschutes County property record for 65640 Cline Falls Rd, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,493 sqft · built 2001
Lot Size	5.05 acres (219,978 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jan 2017)
Tax Bill	$5,670 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R20071612170003101`

Property Details

APN / Parcel Number

Primary APN	`R20071612170003101`
Alternative APNs	`161217 00 03101` `132446`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,493 sqft Living Area
1st Floor Area	1,854 sqft
2nd Floor Area	639 sqft

Exterior

Year Built	Built 2001
Architectural Style	Other
Lot Area	219,978 sqft (5.05 acres)
View / Lot	Average
Garage Type	Mixed
Garage Area	1,456 sqft
Shed	1 Shed
Shed Area	192 sqft

Location & Zoning

Account Number	132446
Old Parcel Number	R20071612170003101
Street Address	65640 CLINE FALLS RD
City	BEND
State	OR
Zip	97703-9055
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWN/RNG/MER:SEC 17 TWN 16 RNG 12 MAP REF:161217-00
Legal Range	12E
Legal Township	16S
Legal Section	17
Jurisdiction	DESCHUTES OR
Township / Civil Division	TUMALO
Census Block Group	2
Census Block	2005
Census Tract	602

Owner

65640 Cline Falls Rd is owned and occupied by two individuals who acquired it in March 2017.

Source: Deschutes County records, as of January 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	65640 CLINE FALLS RD, BEND, OR 97703-9055
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Commercial Mortgage UNLOCK HOME EQUITY SOLUTIONS INC
Mar 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage TIAA FSB
Mar 6, 2017	Quit Claim Deed, Transfer · Conventional Mortgage EVERBANK
Jan 6, 2017	Grant Deed, Transfer · Construction Mortgage WUPROPERTIES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2017 · Amount on File
Deed Sale	Jan 6, 2017 · Amount on File
Prior Sale	Jan 6, 2017 · Amount on File
Deed Document Number	0000000784
Last Transfer Date	Mar 6, 2017
Transfer Doc	0000008777
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	65640 CLINE FALLS RD, BEND, OR 97703-9055
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65640 CLINE FALLS RD, BEND, OR 97703-9055

Mortgage

Document Number	0000003834
Date	Feb 11, 2026
Instrument	2026-03834

Lender

Name	UNLOCK HOME EQUITY SOLUTIONS INC
Type	Non-Lending Institution
Address	TEMPE, AZ 85288

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	65640 CLINE FALLS RD, BEND, OR 97703-9055
Document Number	0000010950
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Mar 26, 2018
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	61112 STEENS LN BEND OR 977023370, BEND, OR 97702-3370

Mortgage

Document Number	0000010950
Date	Mar 20, 2018
Instrument	10950

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2048

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	Mar 6, 2017
Property Address	65640 CLINE FALLS RD, BEND, OR 97703-9055
Document Number	0000008777
Instrument Date	Mar 3, 2017
Instrument	8777
Transaction Type	Transfer
Record Updated	Mar 20, 2017
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	65640 CLINE FALLS RD BEND OR 977039055, BEND, OR 97703-9055

Mortgage

Document Number	8778
Date	Mar 6, 2017
Instrument	8778

Lender

Name	EVERBANK
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2047

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jan 6, 2017
Property Address	65640 CLINE FALLS RD, BEND, OR 97703-9055
Document Number	0000000784
Instrument Date	Dec 21, 2016
Instrument	784
Transaction Type	Transfer
Record Updated	Jan 13, 2017
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES CNTY TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65640 CLINE FALLS RD BEND OR 977039055, BEND, OR 97703-9055

Mortgage

Document Number	793,
Date	Jan 6, 2017
Instrument	793

Lender

Name	WUPROPERTIES LLC
Address	19157 MT SHASTA CT, BEND, OR 97703-3071

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 5, 2018

Interest

Rate	20%

Tax Assessment & Valuation

The 2025 property tax bill for 65640 Cline Falls Rd was $5,670, up 4.6% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Redmond School District 2J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,670.00 (+4.57%)	$361,490 (+3%)	$1,116,100 (-) Land $552,360 Building $563,740
2024	$5,422.00 (+5.8%)	$350,970 (+3%)	$1,116,100 (-13.8%) Land $552,360 Building $563,740
2023	$5,125.00	$340,750	$1,294,710 Land $639,190 Building $655,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65640 Cline Falls Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65640 Cline Falls Rd is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · lower than 65% of Oregon
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

May also be available: Webformix.

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