6564 Ducketts Ln, #14-6, Elkridge, MD 21075 Property Records

Howard County property record for 6564 Ducketts Ln, #14-6, Elkridge, MD 21075

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,098 sqft · built 1982
Lot Size	0.272 acres (11,848 sqft)
Owner	2 Trust Names on File
Last Sale	$110,000 (Dec 1990)
Tax Bill	$4,705 (2026)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-195484`

Property Details

APN / Parcel Number

Primary APN	`01-195484`
Alternative APNs	`1195484` `195484`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,098 sqft Total Area
Basement Area	255 sqft
Finished Basement	255 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,848 sqft (0.272 acres)
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	195484
Street Address	6564 DUCKETTS LN, 14-6
City	ELKRIDGE
State	MD
Zip	21075-6125
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RA15
Legal Description	P/O PAR A .272 A 6564 DUCKETTS LN MARBLE HILL DEV
Legal Subdivision	MARBLE HILL
Legal Lot Number	U14 6
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	3
Census Block	3009
Census Tract	601204

Owner

6564 Ducketts Ln, #14-6 is owner-occupied and held in a trust since December 1990.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	6564 DUCKETTS LN, 14-6, ELKRIDGE, MD 21075-6125
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 1990 · Amount on File
Deed Sale	Dec 17, 1990 · Amount on File
Prior Sale	Aug 11, 1983 · Amount on File
Deed Book / Page	2269 / 272
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6564 DUCKETTS LN # 14-6, 14-6, ELKRIDGE, MD 21075-6125
Document Number	0196240044
Instrument Date	Jun 20, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6564 DUCKETTS LN ELKRIDGE MD 210756125, ELKRIDGE, MD 21075-6125

Mortgage

Document Number	0196240044
Date	Aug 17, 2020
Book Page	019624/000044

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Aug 16, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 6564 Ducketts Ln, #14-6 was $4,705, up 7.2% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,705.00 (+7.25%)	$296,400 (+7.65%) Land $100,000 Building $196,400	$296,400 (-) Land $100,000 Building $196,400
2025	$4,387.00	$275,333	$296,400 Land $100,000 Building $196,400
2023		$233,200 Land $85,000 Building $148,200	$233,200 Land $85,000 Building $148,200
2022	$2,529.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6564 Ducketts Ln, #14-6 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6564 Ducketts Ln, #14-6 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100