6564 Commodore Dr, Ponte Vedra Beach, FL 32082 Property Records

St. Johns County property record for 6564 Commodore Dr, Ponte Vedra Beach, FL 32082

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,283 sqft · built 1995
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,000,000 (May 2025)
Tax Bill	$9,672 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`062080-2640`

Property Details

APN / Parcel Number

Primary APN	`062080-2640`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,283 sqft Living Area
Gross Area	2,923 sqft
1st Floor Area	1,623 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Glass Porch
Porch Area	36 sqft
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6564 COMMODORE DR
City	PONTE VEDRA BEACH
State	FL
Zip	32082-2507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	21/95-103 HAMMOCK COVE LOT 64 OR6153/586
Legal Range	29E
Legal Township	03S
Legal Section	40
Legal Subdivision	HAMMOCK COVE
Legal Block	3
Legal Lot Number	64
Jurisdiction	ST JOHNS FL
Township / Civil Division	PONTE VEDRA
Census Block Group	3
Census Block	3000
Census Tract	20705

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6564 COMMODORE DR, PONTE VEDRA, FL 32082-2507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 22, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Apr 13, 2022	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 31, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2025 · Amount on Record
Deed Sale	May 22, 2025 · Amount on Record
Prior Sale	Apr 13, 2022 · Amount on Record
Deed Document Number	202540139
Deed Book / Page	6153 / 586
Prior Transfer Date	Apr 29, 2016
Prior Transfer Doc	0041870958
Record Updated	Oct 29, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 22, 2025
Property Address	6564 COMMODORE DR, PONTE VEDRA BEACH, FL 32082-2507
Document Number	0061530586
Book / Page	6153 / 586
Map Reference	MB 21 PG 95
Instrument Date	May 12, 2025
Instrument	2025040139
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	GIBRALTAR TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$7,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	532 QUAIL POINTE LN, PONTE VEDRA BEACH, FL 32082-3316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6564 COMMODORE DR, PONTE VEDRA BEACH, FL 32082-2507

Mortgage

Document Number	0006153588
Date	May 22, 2025
Instrument	6153/588

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.3%
Index	SOFR Average 30-Day
Max Rate	11.3%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 13, 2022
Property Address	6564 COMMODORE DR, PONTE VEDRA BEACH, FL 32082-2507
Document Number	0055360926
Book / Page	5536 / 926
Map Reference	MB 21 PG 95-103
Instrument Date	Apr 6, 2022
Instrument	2022038220
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	GUARDIAN TITLE AND TRUST INC, GUARDIAN TITLE & TRUST INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3366 COASTAL EDGE CT, JACKSONVILLE BEACH, FL 32250-1542

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6564 COMMODORE DR, PONTE VEDRA BEACH, FL 32082-2507

Mortgage

Document Number	0005536927
Date	Apr 13, 2022
Instrument	5536/927

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Jan 31, 2022
Property Address	6564 COMMODORE DR, PONTE VEDRA BEACH, FL 32082-2507
Document Number	0054811241
Book / Page	5481 / 1241
Map Reference	MB 21 PG 95-103
Instrument Date	Jan 26, 2022
Instrument	2022010950
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6564 COMMODORE DR, PONTE VEDRA BEACH, FL 32082-2507

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$767,842 (+4.88%) Land $165,000 Building $602,842	$767,842 (-1.74%) Land $165,000 Building $602,842
2025	$9,672.00 (+11.42%) Homeowner's exemption	$732,095 (+2.9%)	$781,445 (+9.84%) Land $165,000 Building $616,445
2024	$8,681.00 (-0.14%) Homeowner's exemption	$711,463 (+1.02%)	$711,463 (+1.02%) Land $165,000 Building $546,463
2023	$8,693.00 (+116.89%) Homeowner's exemption	$704,247 (+110.83%)	$704,247 (+20.19%) Land $165,000 Building $539,247
2022	$4,008.00 Homeowner's exemption	$334,040	$585,924 Land $134,400 Building $451,524

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 436 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	680 units insured incl. 244 condo units
Nearby Flood Claims	14 (2002–2017)
Claims Outside the SFHA	14 of 14
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-PONTE VEDRA WS private · serves 15,565 people · EPA ID FL2554343
Water Source	Groundwater
Last State Inspection	Dec 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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