Winnebago County property record for 6563 Swansdown Rd, Loves Park, IL 61111
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,590 sqft · built 1992 |
| Lot Size | 0.339 acres (14,762 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $224,000 (Apr 2022) |
| Tax Bill | $5,303 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-21-357-007 |
| Primary APN | 08-21-357-007 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,590 sqft Living Area |
| 1st Floor Area | 1,590 sqft |
| Basement Area | 1,590 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Concrete |
| Roof Material | Asphalt |
| Lot Area | 14,762 sqft (0.339 acres) |
| Lot Dimensions | 160 ft deep x 90 ft wide |
| Garage Area | 528 sqft |
| Deck Area | 300 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 6563 SWANSDOWN RD |
|---|---|
| City | LOVES PARK |
| State | IL |
| Zip | 61111-1963 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - SINGL |
| Legal Description | PLAT NO 5 NORTHHAVEN FARMS BNG PT SW1/4 SEC 21-45-2 LOT 117 |
| Legal Range | 2 |
| Legal Township | 45 |
| Legal Section | 21 |
| Legal Subdivision | NORTHHAVEN FARMS |
| Legal Lot Number | 117 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | HARLEM |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 3808 |
6563 Swansdown Rd is owned and occupied by two individuals who bought it in April 2022.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6563 SWANSDOWN RD, LOVES PARK, IL 61111-1963 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage MEMBERSALLIANCE CU |
| Jan 24, 2020 | Warranty Deed, Transfer · Conventional with PMI MIDWEST EQUITY MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2022 · Amount on File |
| Deed Sale | Apr 28, 2022 · Amount on File |
| Prior Sale | Jan 24, 2020 · Amount on File |
| Deed Document Number | 202213538 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Apr 28, 2022 |
| Property Address | 6563 SWANSDOWN RD, LOVES PARK, IL 61111-1963 |
| Document Number | 0000013538 |
| Map Reference | BK38 PG 197A |
| Instrument Date | Apr 27, 2022 |
| Instrument | 2213538 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $336.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6563 SWANSDOWN RD, LOVES PARK, IL 61111-1963 |
| Document Number | 0000013539 |
|---|---|
| Date | Apr 28, 2022 |
| Instrument | 2213539 |
| Name | MEMBERSALLIANCE CU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 3.5% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Jan 24, 2020 |
| Property Address | 6563 SWANSDOWN RD, LOVES PARK, IL 61111-1963 |
| Document Number | 0001002336 |
| Instrument Date | Jan 17, 2020 |
| Instrument | 1002336 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2020 |
| Title Company | METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $224.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6563 SWANSDOWN RD LOVES PARK IL 611111963, LOVES PARK, IL 61111-1963 |
| Document Number | 1002337 |
|---|---|
| Date | Jan 24, 2020 |
| Instrument | 1002337 |
| Name | MIDWEST EQUITY MTG |
|---|---|
| Type | Mortgage Company |
| Address | OAKBROOK TERRACE, IL 60181 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 23, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
The 2025 property tax bill for 6563 Swansdown Rd was $5,303 with a homeowner's exemption.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Harlem Township |
| Municipality | Loves Park City |
| Unified School District | Harlem Unit School District 122 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,303.00 | $72,582 Land $11,283 Building $61,299 | $217,746 Land $33,849 Building $183,897 |
| 2022 | Homeowner's exemption | $53,468 Land $8,312 Building $45,156 | $160,404 Land $24,936 Building $135,468 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6563 Swansdown Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6563 Swansdown Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOVES PARK serves 23,335 people · EPA ID IL2010150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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