Wilson County property record for 6563 Lloyd Rd, Lucama, NC 27851
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,652 sqft · built 2022 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,100 (2025) |
| Deeds & Mortgages | Aug 2022 Construction Loan Nov 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 2689-70-7784.000 |
| Primary APN | 2689-70-7784.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,652 sqft Heated Area |
| 1st Floor Area | 2,652 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 46,174 sqft (1.06 acres) |
| Garage Type | Attached |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Street Address | 6563 LLOYD RD |
|---|---|
| City | LUCAMA |
| State | NC |
| Zip | 27851-9089 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA20 |
| Legal Description | 6563 LLOYD RD L1 1.06AC |
| Legal Subdivision | MINOR SUBDIVISION PLAT |
| Jurisdiction | WILSON NC |
| Township / Civil Division | CROSS ROADS |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 1700 |
6563 Lloyd Rd is owned and occupied by an individual.
Source: Wilson County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6563 LLOYD RD, LUCAMA, NC 27851-9089 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2022 | Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO |
| Nov 23, 2021 | Gift Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILSON NC |
| Property Address | 6563 LLOYD RD, LUCAMA, NC 27851-9089 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002981/152 |
|---|---|
| Date | Aug 30, 2022 |
| Book Page | 2981/152 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.5% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.5% |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | WILSON NC |
| Recording Date | Nov 23, 2021 |
| Property Address | 6563 LLOYD RD, LUCAMA, NC 27851-9089 |
| Document Number | 002934/427 |
| Book / Page | 2934 / 427 |
| Map Reference | MB 43 PG 94 |
| Instrument Date | Nov 17, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8532 NC HIGHWAY 58 N, STANTONSBURG, NC 27883-8618 |
The 2025 property tax bill for 6563 Lloyd Rd was $4,100.
Source: Wilson County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wilson County |
| Unified School District | Wilson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $563,631 (-) Land $24,648 Building $538,983 | $563,631 (-) Land $24,648 Building $538,983 | |
| 2025 | $4,100.00 | $563,631 (-) Land $24,648 Building $538,983 | $563,631 (-) Land $24,648 Building $538,983 |
| 2024 | $563,631 Land $24,648 Building $538,983 | $563,631 Land $24,648 Building $538,983 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6563 Lloyd Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective June 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 9 (2016–2018) |
| Claims Outside the SFHA | 5 of 9 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6563 Lloyd Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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