Daviess County property record for 6563 Ditto Rd, Philpot, KY 42366
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 4 bd · 2 ba · 2,169 sqft · built 1964 |
| Lot Size | 47.2 acres (2,057,774 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,242 (2025) |
| Deeds & Mortgages | Nov 2007 Mortgage Aug 2008 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 113-00-00-020-02-000 |
| Primary APN | 113-00-00-020-02-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,169 sqft Living Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Combination |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 2,057,774 sqft (47.2 acres) |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 6563 DITTO RD |
|---|---|
| City | PHILPOT |
| State | KY |
| Zip | 42366-9052 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | 6563 DITTO RD |
| Jurisdiction | DAVIESS KY |
| Township / Civil Division | WHITESVILLE-PHILPOT |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 1602 |
Source: Daviess County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6563 DITTO RD, PHILPOT, KY 42366-9052 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 8, 2007 | Deed of Trust, Mortgage INDEPENDENCE BANK OF KENTUKCY |
| Aug 14, 2008 | Deed of Trust, Mortgage INDEPENDENCE BANK OF KENTUCKY |
| Feb 25, 2010 | Deed of Trust, Mortgage R HERSCHEL HORN ETUX |
| Aug 14, 2008 | Deed of Trust, Mortgage INDEPENDENCE BANK OF KENTUCKY |
| Feb 24, 2006 | Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENCE BANK |
| May 4, 2009 | Deed, Transfer INDEPENDENCE BANK OF KENTUCKY |
| Feb 17, 2006 | Deed, Transfer · Conventional Mortgage INDEPENDENCE BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIESS KY |
| Property Address | 6563 DITTO RD, PHILPOT, KY 42366-9052 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001609/517 |
|---|---|
| Date | Nov 8, 2007 |
| Book Page | 1609/517 |
| Instrument | 2007-00018861 |
| Name | INDEPENDENCE BANK OF KENTUKCY |
|---|---|
| Address | OWENSBORO, KY 42301 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Nov 1, 2017 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIESS KY |
| Property Address | 6563 DITTO RD, PHILPOT, KY 42366-9052 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001654/861 |
|---|---|
| Date | Aug 14, 2008 |
| Book Page | 1654/861 |
| Instrument | 2008-00013573 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Address | OWENSBORO, KY 42301 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Aug 1, 2013 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIESS KY |
| Property Address | 6563 DITTO RD, PHILPOT, KY 42366-9052 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001740/708 |
|---|---|
| Date | Feb 25, 2010 |
| Book Page | 1740/708 |
| Instrument | 2010-00002680 |
| Name | R HERSCHEL HORN ETUX |
|---|---|
| Type | Private Party |
| Address | 6548 DITTO RD, PHILPOT, KY 42366 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Feb 15, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIESS KY |
| Property Address | 6563 DITTO RD, PHILPOT, KY 42366-9052 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001654/869 |
|---|---|
| Date | Aug 14, 2008 |
| Book Page | 1654/869 |
| Instrument | 2008-00013574 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Address | OWENSBORO, KY 42301 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Aug 1, 2013 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIESS KY |
| Property Address | 6563 DITTO RD, PHILPOT, KY 42366-9052 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001488/237 |
|---|---|
| Date | Feb 24, 2006 |
| Book Page | 1488/237 |
| Instrument | 0003399 |
| Name | INDEPENDENCE BANK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42302 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 14 Months |
| Due | Apr 1, 2007 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DAVIESS KY |
| Recording Date | May 4, 2009 |
| Property Address | 6563 DITTO RD, PHILPOT, KY 42366-9052 |
| Document Number | 000860/314 |
| Book / Page | 0860 / 314 |
| Instrument Date | Apr 30, 2009 |
| Instrument | 200900006697 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $253.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6526 MILTON RD, PHILPOT, KY 42366-9064 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6548 DITTO RD, PHILPOT, KY 42366-9052 |
| Document Number | 001692/840 |
|---|---|
| Date | May 4, 2009 |
| Book Page | 1692/840 |
| Instrument | 2009-00006698 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Address | OWENSBORO, KY 42301 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Apr 30, 2014 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DAVIESS KY |
| Recording Date | Feb 17, 2006 |
| Property Address | 6563 DITTO RD, PHILPOT, KY 42366-9052 |
| Document Number | 000812/538 |
| Book / Page | 0812 / 538 |
| Instrument Date | Feb 16, 2006 |
| Instrument | 00003033 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $159.50 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 6548 DITTO RD, PHILPOT, KY 42366-9052 |
| Name | Verified Name |
|---|---|
| Address | 6563 DITTO RD, PHILPOT, KY 42366-9052 |
| Investor | Possibly a Property Investor |
| Document Number | 001486/744 |
|---|---|
| Date | Feb 17, 2006 |
| Book Page | 1486/744 |
| Instrument | 0003034 |
| Name | INDEPENDENCE BANK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2026 |
Source: Daviess County assessment roll, as of May 8, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Daviess County |
| Unified School District | Daviess County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $314,600 (-) | $568,210 (-) | |
| 2025 | $3,242.00 | $314,600 (+0.01%) Land $51,800 Building $262,800 | $568,210 (-) Land $305,410 Building $262,800 |
| 2023 | $314,554 | $568,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1997–2008) |
| Most Recent Claim | Apr 2008 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITESVILLE WATER WORKS serves 3,672 people · EPA ID KY0300467 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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