Baldwin County property record for 6563 Charme Rd, Bon Secour, AL 36511
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,824 sqft · built 1996 |
| Lot Size | 7.3 acres (317,988 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $411,000 (Mar 2023) |
| Tax Bill | $1,248 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-06-39-0-000-015.001 |
| Primary APN | 60-06-39-0-000-015.001 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,824 sqft Heated Area |
| 1st Floor Area | 974 sqft |
| Upper Floors Area | 850 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 317,988 sqft (7.3 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 284286 |
|---|---|
| Street Address | 6563 CHARME RD |
| City | BON SECOUR |
| State | AL |
| Zip | 36511-3205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7.8 AC(C) FM NW COR OF GR SEC 39 RUN E 1305', TH S 2053' FOR THE POB, TH RUN W 670', TH S 230'(S), TH E 75', TH S 265'(S), TH |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FOLEY |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 11410 |
Source: Baldwin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6563 CHARME RD, BON SECOUR, AL 36511-3205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 2023 · Amount on Record |
| Deed Sale | Mar 22, 2023 · Amount on Record |
| Prior Sale | May 12, 2011 · Amount on Record |
| Deed Document Number | 20232053580 |
| Prior Transfer Date | Sep 3, 2010 |
| Prior Transfer Doc | 0001250640 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 6563 CHARME RD, BON SECOUR, AL 36511-3205 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001940299 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 1940299 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,248.00 (+7.31%) Homeowner's exemption | ||
| 2025 | $1,163.00 (+3.1%) | $43,160 (+2.96%) Land $18,740 Building $24,420 | $451,600 (+7.73%) Land $196,100 Building $255,500 |
| 2023 | $1,128.00 (+32.86%) Homeowner's exemption | $41,920 (+31.25%) | $419,200 (+31.25%) Land $173,000 Building $246,200 |
| 2022 | $849.00 (+8.29%) Homeowner's exemption | $31,940 | $319,400 Land $129,800 Building $189,600 |
| 2021 | $784.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 130 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 130 in force |
| Nearby Flood Claims | 17 (1995–2020) |
| Claims Outside the SFHA | 2 of 17 |
| Most Recent Claim | Oct 2020 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 99.5% of Alabama |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Brightspeed DSL | 80 / 10 |
May also be available: AT&T, T-Mobile.
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