6561 Lou Pl, Granite Bay, CA 95746 Property Records

Placer County property record for 6561 Lou Pl, Granite Bay, CA 95746

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,421 sqft · built 1979
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,460,000 (Dec 2022)
Tax Bill	$16,301 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Apr 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`050-110-025-000`

Property Details

APN / Parcel Number

Primary APN	`050-110-025-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,421 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	60,984 sqft
Garage Area	679 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6561 LOU PL
City	GRANITE BAY
State	CA
Zip	95746-9662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSAGB40
Legal Description	1.4 AC POR L 14 CROWN PT EST
Legal Subdivision	CROWN PT EST
Legal Lot Number	14
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	2
Census Block	2011
Census Tract	20605

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6561 LOU PL, GRANITE BAY, CA 95746-9662
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2022	Grant Deed, Transfer · Conventional Mortgage THE GOLDEN ONE CU
Apr 22, 2021	Deed of Trust, Mortgage · SBA Mortgage LIVE OAK BANKING COMPANY
Jun 1, 2022	Deed of Trust, Mortgage · Line of Credit LOGIX FCU
Jun 15, 2021	Grant Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Dec 18, 2019	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Apr 10, 2019	Deed of Trust, Mortgage LOANDEPOT.COM LLC
May 10, 2017	Grant Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2022 · Amount on Record
Deed Sale	Dec 5, 2022 · Amount on Record
Prior Sale	Jun 15, 2021 · Amount on Record
Deed Document Number	202289007
Prior Transfer Date	Jul 11, 2014
Prior Transfer Doc	0000047333
Record Updated	Oct 29, 2026

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Dec 5, 2022
Property Address	6561 LOU PL, GRANITE BAY, CA 95746-9662
Document Number	0000089007
Map Reference	MB J PG 10
Instrument Date	Nov 18, 2022
Instrument	2022-0089007
Transaction Type	Transfer
Record Updated	Dec 20, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	SANTANA HTS 3065, SAN JOSE, CA 95128

Mortgage

Document Number	0000089008
Date	Dec 5, 2022
Instrument	2022-0089008

Lender

Name	THE GOLDEN ONE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Jan 1, 2030
Min Rate At Change	2.75%
Max Rate At Change	10.1%
Index	Other
Max Rate	10.1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	6561 LOU PL, GRANITE BAY, CA 95746-9662
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6561 LOU PL, GRANITE BAY, CA 95746-9662

Mortgage

Document Number	0000055525
Date	Apr 22, 2021
Instrument	2021-0055525

Lender

Name	LIVE OAK BANKING COMPANY
Type	Bank
Address	WILMINGTON, NC 28403

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	6561 LOU PL, GRANITE BAY, CA 95746-9662
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6561 LOU PL, GRANITE BAY, CA 95746-9662

Mortgage

Document Number	0000045726
Date	Jun 1, 2022
Instrument	2022-0045726

Lender

Name	LOGIX FCU
Type	Credit Union
Address	VALENCIA, CA 91355

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 25, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jun 15, 2021
Property Address	6561 LOU PL, GRANITE BAY, CA 95746-9662
Document Number	0000078355
Map Reference	MB J PG 10
Instrument Date	Jun 13, 2021
Instrument	2021-0078355
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	6561 LOU PL, ROSEVILLE, CA 95746-9662
Investor	Possibly a Property Investor

Mortgage

Document Number	0000078356
Date	Jun 15, 2021
Instrument	2021-0078356

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	6561 LOU PL, GRANITE BAY, CA 95746-9662
Document Number	0000104674
Instrument Date	Dec 18, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	6561 LOU PL GRANITE BAY CA 957469662, GRANITE BAY, CA 95746-9662

Mortgage

Document Number	0000104674
Date	Dec 24, 2019
Instrument	104674

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 23, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	6561 LOU PL, GRANITE BAY, CA 95746-9662
Document Number	0000023764
Instrument Date	Apr 10, 2019
Transaction Type	Mortgage
Record Updated	May 6, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6561 LOU PL GRANITE BAY CA 957469662, GRANITE BAY, CA 95746-9662

Mortgage

Document Number	0000023764
Date	Apr 17, 2019
Instrument	23764

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	May 10, 2017
Property Address	6561 LOU PL, GRANITE BAY, CA 95746-9662
Document Number	0000034415
Map Reference	MAP J PG10
Instrument Date	May 5, 2017
Instrument	2017-0034415
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	6561 LOU PL, GRANITE BAY, CA 95746-9662

Mortgage

Document Number	0000034416
Date	May 10, 2017
Instrument	2017-0034416

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	10.2%
Index	1-Year LIBOR
Max Rate	10.2%

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Eureka Union Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,549,363 (+2%) Land $477,543 Building $1,071,820
2025	$16,301.00 (+3.36%) Homeowner's exemption	$1,518,984 (+4.04%) Land $468,180 Building $1,050,804
2023	$15,771.00 (+6.76%)	$1,460,000 Land $450,000 Building $1,010,000
2022	$14,773.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (1995–2022)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JUAN WATER DISTRICT serves 29,738 people · EPA ID CA3410021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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