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6560 E Bay Blvd, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 6560 E Bay Blvd, Gulf Breeze, FL 32563

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,312 sqft · built 1979
Lot Size0.757 acres (33,000 sqft)
Owner2 Owner Names on File
Last Sale$275,000 (Jan 2009)
Tax Bill$2,947 (2024)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone AE (high risk)
APN08-2S-27-2140-00400-0220

Property Details

APN / Parcel Number

Primary APN08-2S-27-2140-00400-0220

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,312 sqft Heated Area
Gross Area4,246 sqft
1st Floor Area3,488 sqft
Upper Floors Area1,016 sqft
FlooringCarpet
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1999
Exterior MaterialVinyl
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area33,000 sqft (0.757 acres)
Lot Dimensions3,300 ft deep x 1,000 ft wide
Garage Area1,176 sqft
Parking Spaces4 Parking Spaces
PorchPorch
Porch Area296 sqft
Patio Area462 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number082S272140004000220
Street Address6560 E BAY BLVD
CityGULF BREEZE
StateFL
Zip32563-9737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLAGNIAPPE BEACH ADD LOT 22 BLK 4 AS DES IN OR 2873 PG 999
Legal Range27W
Legal Township02S
Legal Section08
Legal SubdivisionLAGNIAPPE BEACH ADD
Legal Block4
Legal Lot Number22
JurisdictionSANTA ROSA FL
Township / Civil DivisionMIDWAY
Census Block Group1
Census Block1006
Census Tract10820

Owner

The current owner of 6560 E Bay Blvd bought it in January 2009.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record2 Owner Names on File
Mailing Address6560 E BAY BLVD, GULF BREEZE, FL 32563-9737
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 2, 2009 · Amount on File
Deed SaleJan 2, 2009 · Amount on File
Deed Document Number200900099
Deed Book / Page2873 / 0999
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address6560 E BAY BLVD, GULF BREEZE, FL 32563-9737
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address6560 E BAY BLVD, GULF BREEZE, FL 32563-9737

Mortgage

Document Number0040631117
DateJan 29, 2021
Book Page4063/1117
Instrument202105897
Lender
NameBBVA USA
TypeBank
AddressBIRMINGHAM, AL 35233
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$2,947.00 (+8.23%) Homeowner's exemption$241,223 (+3%)$503,395 (+0.5%) Land $283,400 Building $219,995
2023$2,723.00 (+2.72%) Homeowner's exemption$234,197 (+3%)$500,891 (+6.03%) Land $283,400 Building $217,491
2022$2,651.00 Homeowner's exemption$227,376$472,414 Land $261,600 Building $210,814

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6560 E Bay Blvd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 311 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies311 in force
Nearby Flood Claims49 (1995–2020)
Claims Outside the SFHA1 of 49
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 35 claims
  • Hurricane Frances, Sep 2004 · 11 claims
  • Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6560 E Bay Blvd is high, ranking above 77% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 65% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDWAY WATER SYSTEM, INC.
serves 21,196 people · EPA ID FL1570470
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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