6560 Cardinal Dr, La Plata, MD 20646 Property Records

Charles County property record for 6560 Cardinal Dr, La Plata, MD 20646

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,747 sqft · built 1966
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Jun 2025)
Tax Bill	$8,990 (2025)
Deeds & Mortgages	Apr 2023 Mortgage May 2023 Re-recorded Document + 6 more
Flood Zone	Zone X (minimal risk)
APN	`02-005379`

Property Details

APN / Parcel Number

Primary APN	`02-005379`
Alternative APNs	`2005379` `005379`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,747 sqft Living Area
Gross Area	3,227 sqft
1st Floor Area	1,647 sqft
Basement Area	1,100 sqft
Finished Basement	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	005379
Street Address	6560 CARDINAL DR
City	LA PLATA
State	MD
Zip	20646-4634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WCD
Legal Description	1 AC N SI RIPLEY RD
Legal Subdivision	TOWN OF LA PLATA
Legal Block	2
Jurisdiction	CHARLES MD
Township / Civil Division	2, HILL TOP
Census Block Group	2
Census Block	2013
Census Tract	850600

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6560 CARDINAL DR, LA PLATA, MD 20646-4634
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Gift Deed, Transfer · Conventional Mortgage PRECISION MORTGAGE LLC
May 8, 2023	Re-recorded Document NORTH FRONTIER TITLE & ESCROW LLC, NORTH FRONTIER T&E LLC
Feb 4, 2019	Special Warranty Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP
Mar 29, 2018	Quit Claim Deed, Foreclosure ATTORNEY ONLY
Jan 19, 2018	Grant Deed ATTORNEY ONLY
Nov 30, 2017	Grant Deed, Foreclosure ATTORNEY ONLY
Oct 16, 2017	Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY
Jul 13, 2017	Deed of Trust, Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2025 · Amount on Record
Deed Sale	Jun 4, 2025 · Amount on Record
Prior Sale	Feb 4, 2019 · Amount on Record
Deed Book / Page	13682 / 112
Prior Transfer Date	Apr 21, 2023
Prior Transfer Doc	0129270262
Record Updated	Oct 29, 2026

April 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	CHARLES MD
Recording Date	Apr 28, 2023
Property Address	6560 CARDINAL DR, LA PLATA, MD 20646-4634
Document Number	0129170274
Book / Page	12917 / 274
Instrument Date	Apr 21, 2023
Transaction Type	Transfer
Record Updated	May 15, 2023
Title Company	NORTH FRONTIER TITLE & ESCROW LLC, NORTH FRONTIER T&E LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6560 CARDINAL DR, LA PLATA, MD 20646-4634

Mortgage

Document Number	0012917278
Date	Apr 28, 2023
Instrument	12917/278

Lender

Name	PRECISION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

May 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	CHARLES MD
Recording Date	May 8, 2023
Property Address	6560 CARDINAL DR, LA PLATA, MD 20646-4634
Document Number	0129270262
Book / Page	12927 / 262
Instrument Date	Apr 21, 2023
Record Updated	May 24, 2023
Title Company	NORTH FRONTIER TITLE & ESCROW LLC, NORTH FRONTIER T&E LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6560 CARDINAL DR, LA PLATA, MD 20646-4634

February 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLES MD
Recording Date	Feb 4, 2019
Property Address	6560 CARDINAL DR, LA PLATA, MD 20646-4634
Document Number	0105270366
Book / Page	10527 / 366
Instrument Date	Dec 5, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	HARVEST TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4801 FREDERICA ST, 4801, OWENSBORO, KY 42301-7441

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6560 CARDINAL DR, LA PLATA, MD 20646-4634

Mortgage

Document Number	0010527372
Date	Feb 4, 2019
Instrument	10527/372

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

March 2018: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	CHARLES MD
Recording Date	Mar 29, 2018
Property Address	6560 CARDINAL DR, LA PLATA, MD 20646-4634
Document Number	0102140206
Book / Page	010214 / 000206
Instrument Date	Feb 14, 2018
Transaction Type	Foreclosure
Record Updated	Apr 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4801 FREDERICA ST OWENSBORO KY 423017441, OWENSBORO, KY 42301-7441

January 2018: Grant Deed

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	Jan 19, 2018
Property Address	6560 CARDINAL DR, LA PLATA, MD 20646-4634
Document Number	0101410171
Book / Page	010141 / 000171
Instrument Date	Oct 27, 2017
Record Updated	Apr 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$283.29
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3401 W END AVE #760W NASHVILLE TN 372031042, 760W, NASHVILLE, TN 37203-1042

November 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	Nov 30, 2017
Property Address	6560 CARDINAL DR, LA PLATA, MD 20646-4634
Document Number	0100830393
Book / Page	010083 / 000393
Instrument Date	Sep 21, 2017
Transaction Type	Foreclosure
Record Updated	Apr 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$283.29
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3401 W END AVE #760W NASHVILLE TN 372031042, 760W, NASHVILLE, TN 37203-1042
Investor	Possibly a Property Investor

October 2017: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	CHARLES MD
Recording Date	Oct 16, 2017
Property Address	6560 CARDINAL DR, LA PLATA, MD 20646-4634
Document Number	0100270349
Book / Page	010027 / 000349
Instrument Date	Jul 13, 2017
Transaction Type	Foreclosure
Record Updated	Jan 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	6560 CARDINAL DR LA PLATA MD 206464634, LA PLATA, MD 20646-4634
Investor	Possibly a Property Investor

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	6560 CARDINAL DR, LA PLATA, MD 20646-4634
Document Number	0100270349
Instrument Date	Jul 13, 2017
Transaction Type	Mortgage
Record Updated	Nov 29, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6560 CARDINAL DR LA PLATA MD 206464634, LA PLATA, MD 20646-4634

Mortgage

Document Number	0100270349
Date	Oct 16, 2017
Book Page	010027/000349

Lender

Name	US BK
Type	Bank
Address	2800 TAMARACK RD, OWENSBORO, KY 42301-6566

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$332,567 (+19.5%)	$441,100 (+58.5%) Land $120,000 Building $321,100
2025	$8,990.00 (+146.98%)	$278,300 (+12.35%) Land $90,000 Building $188,300	$278,300 (-) Land $90,000 Building $188,300
2023	$3,640.00	$247,700	$278,300 Land $90,000 Building $188,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	15 (1999–2024)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cardinal Dr

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