6560 76th St, Live Oak, FL 32060 Property Records

Suwannee County property record for 6560 76th St, Live Oak, FL 32060

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,316 sqft · built 1999
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Last Sale	$267,000 (Jun 2017)
Tax Bill	$3,564 (2024)
Deeds & Mortgages	Dec 2022 Line of Credit Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-02S-14E-02110-010090`

Property Details

APN / Parcel Number

Primary APN	`14-02S-14E-02110-010090`
Alternative APN	`02110010090`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,316 sqft Living Area
1st Floor Area	2,316 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2014
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	23,958 sqft
Lot Width	1.8 ft Width
Garage Area	764 sqft
Porch	Finished/Screened Porch
Patio Area	300 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	02110010090
Street Address	6560 76TH ST
City	LIVE OAK
State	FL
Zip	32060-1402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG .55 ACRES LOT 9 LAKE LOUISE ESTATES PHASE I ORB 1992 P 139-40 WD YR 2018
Legal Range	14E
Legal Township	02S
Legal Section	14
Legal Subdivision	LAKE LOUISE ESTATES
Legal Phase	1
Legal Lot Number	9
Legal Unit	9
Jurisdiction	SUWANNEE FL
Township / Civil Division	LIVE OAK
Census Block Group	1
Census Block	1028
Census Tract	970100

Owner

6560 76th St is owned and occupied by two individuals who bought it in June 2017.

Source: Suwannee County records, as of February 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6560 76TH ST, LIVE OAK, FL 32060-1402
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Jun 20, 2017	Warranty Deed, Transfer · Conventional with PMI VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2017 · Amount on File
Deed Sale	Jun 20, 2017 · Amount on File
Prior Sale	Jul 29, 2016 · Amount on File
Deed Document Number	2017193739
Deed Book / Page	1992 / 0139
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	6560 76TH ST, LIVE OAK, FL 32060-1402
Transaction Type	Mortgage
Record Updated	Jan 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6560 76TH ST, LIVE OAK, FL 32060-1402

Mortgage

Document Number	0000260875
Date	Dec 21, 2022
Book Page	2408/165
Instrument	2022260875

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	TEMPE, AZ 85288

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Jan 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Jun 20, 2017
Property Address	6560 76TH ST, LIVE OAK, FL 32060-1402
Document Number	0000193739
Book / Page	001992 / 000139
Instrument Date	Jun 17, 2017
Instrument	193739
Transaction Type	Transfer
Record Updated	Jun 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,869.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	201 11TH ST SW LIVE OAK FL 320643104, LIVE OAK, FL 32064-3104

Mortgage

Document Number	193740
Date	Jun 20, 2017
Book Page	001992/000141
Instrument	193740

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 19, 2047

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$266,872	$345,042 Land $30,925 Building $314,117
2024	$3,564.00 (+2.53%)
2023	$3,476.00 (+2.66%) Homeowner's exemption	$251,797 (+3%)	$316,564 (+21.39%) Land $28,768 Building $287,796
2022	$3,386.00 Homeowner's exemption	$244,463	$260,792 Land $28,768 Building $232,024

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6560 76th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	7 (1998–2012)
Most Recent Claim	Jun 2012 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Jun 2012 · 3 claims Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6560 76th St is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000
Windstream DSL · Fiber in parts of the area	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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