656 Wraggs Ferry Rd, Georgetown, SC 29440 Property Records

Georgetown County property record for 656 Wraggs Ferry Rd, Georgetown, SC 29440

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,448 sqft · built 1996
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,779 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Mar 2017 Mortgage + 5 more
Flood Zone	Zone AE (high risk)
APN	`0201720142.01.00`

Property Details

APN / Parcel Number

Primary APN	`0201720142.01.00`
Alternative APNs	`02-0172-142-01-00` `40427`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,448 sqft Living Area
Gross Area	5,432 sqft
1st Floor Area	2,448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	60,984 sqft (1.4 acres)
Garage Type	Carport
Carport	Carport
Driveway	Concrete Driveway

Exterior Amenities

Porch	Slab
Porch Area	216 sqft
Deck Area	320 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	40427
Street Address	656 WRAGGS FERRY RD
City	GEORGETOWN
State	SC
Zip	29440-6837
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 504-E WEDGEFIELD
Legal Subdivision	WEDG
Legal Lot Number	504-E
Jurisdiction	GEORGETOWN SC
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1015
Census Tract	920301

Owner

Source: Georgetown County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	656 WRAGGS FERRY RD, GEORGETOWN, SC 29440-6837
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2017	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK
Mar 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK
Nov 20, 2019	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTERSTATE BANK NA
Aug 19, 2020	Loan Modification, Mortgage · Line of Credit SOUTH ST BK
Aug 6, 2020	Loan Modification, Mortgage · Conventional with PMI SOUTH ST BK
Nov 15, 2019	Loan Modification, Mortgage · Conventional Mortgage SOUTH ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	656 WRAGGS FERRY RD, GEORGETOWN, SC 29440-6837
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03058/0245
Date	Jun 21, 2017
Book Page	3058/245
Instrument	201700006177

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	COLUMBIA, SC 29202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 20, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	656 WRAGGS FERRY RD, GEORGETOWN, SC 29440-6837
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02986/0335
Date	Mar 6, 2017
Book Page	2986/335
Instrument	201700002206

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2027

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	656 WRAGGS FERRY RD, GEORGETOWN, SC 29440-6837
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03642/0184
Date	Nov 20, 2019
Book Page	3642/184
Instrument	201900011634

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	656 WRAGGS FERRY RD, GEORGETOWN, SC 29440-6837
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03861/0258
Date	Aug 26, 2020
Book Page	3861/258
Instrument	202000009454

Lender

Name	CENTERSTATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GEORGETOWN SC
Property Address	656 WRAGGS FERRY RD, GEORGETOWN, SC 29440-6837
Document Number	3861/0252
Instrument Date	Aug 19, 2020
Transaction Type	Mortgage
Record Updated	Sep 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 WRAGGS FERRY RD GEORGETOWN SC 294406837, GEORGETOWN, SC 29440-6837

Mortgage

Document Number	3861/0252
Date	Aug 26, 2020
Book Page	003861/000252
Instrument	9453

Lender

Name	SOUTH ST BK
Type	Bank
Address	CHARLESTON, SC 29423-9910

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Aug 25, 2027

Interest

Rate Type	Adjustable Rate

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GEORGETOWN SC
Property Address	656 WRAGGS FERRY RD, GEORGETOWN, SC 29440-6837
Document Number	3861/0249
Instrument Date	Aug 6, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 WRAGGS FERRY RD GEORGETOWN SC 294406837, GEORGETOWN, SC 29440-6837

Mortgage

Document Number	3861/0249
Date	Aug 26, 2020
Book Page	003861/000249
Instrument	9452

Lender

Name	SOUTH ST BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GEORGETOWN SC
Property Address	656 WRAGGS FERRY RD, GEORGETOWN, SC 29440-6837
Document Number	3642/0178
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 WRAGGS FERRY RD GEORGETOWN SC 294406837, GEORGETOWN, SC 29440-6837

Mortgage

Document Number	3642/0178
Date	Nov 20, 2019
Book Page	003642/000178
Instrument	11633

Lender

Name	SOUTH ST BK
Type	Bank
Address	CHARLESTON, SC 29423-9910

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Nov 19, 2026

Tax Assessment & Valuation

Source: Georgetown County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,779.00 (+9.28%)	$14,633 (+15.04%) Land $3,587 Building $11,046	$489,500 (+53.88%) Land $120,000 Building $369,500
2023	$1,628.00 (+7.18%)	$12,720 (-) Land $2,460 Building $10,260	$318,100 (-) Land $61,400 Building $256,700
2022	$1,519.00	$12,720 Land $2,460 Building $10,260	$318,100 Land $61,400 Building $256,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 78 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	78 in force
Nearby Flood Claims	38 (1981–2025)
Claims Outside the SFHA	6 of 38
Most Recent Claim	Oct 2025 · tidal / storm surge
Claims by Event	Hurricane Florence, Oct 2018 · 2 claims Hurricane Matthew, Oct 2016 · 3 claims Severe Storms And Flooding, Oct 2015 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 97% of South Carolina
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GCWSD WEDGEFIELD PLANTATION (2220006) serves 1,132 people · EPA ID SC2220006
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
HTC Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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