656 Wool Ave, Franklin Square, NY 11010 Property Records

Nassau County and Hempstead Town property record for 656 Wool Ave, Franklin Square, NY 11010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,368 sqft · built 1948
Lot Size	0.096 acres (4,200 sqft)
Owner	2 Trust Names on Record
Last Sale	$26,000 (Sep 2022)
Tax Bill	$12,114 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Jan 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35-198-00-0109`

Property Details

APN / Parcel Number

Primary APN	`35-198-00-0109`
Alternative APNs	`2089-35-198-00-0109-0` `35198000109000000000` `282089 35.-198-109` `35198 01090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,368 sqft Living Area
Gross Area	1,392 sqft
1st Floor Area	672 sqft
Basement Area	24 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Other
Lot Area	4,200 sqft (0.096 acres)
Lot Dimensions	100 ft deep x 42 ft wide
Garage Type	Detached
Garage Area	209 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	201 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	35198 01090
Street Address	656 WOOL AVE
City	FRANKLIN SQUARE
State	NY
Zip	11010-3518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN #1 SCH DIST 017
Legal Block	198
Legal Lot Number	109
Jurisdiction	NASSAU NY
Township / Civil Division	HEMPSTEAD
Census Block Group	2
Census Block	2004
Census Tract	405500

Owner

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	656 WOOL AVE, FRANKLIN SQUARE, NY 11010-3518
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage TEACHERS FCU
Jan 27, 2023	Correction Deed WFG NATIONAL TITLE INS CO
Sep 23, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage TEACHERS FCU
Jul 11, 2019	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2022 · Amount on Record
Deed Sale	Sep 23, 2022 · Amount on Record
Prior Sale	Jul 11, 2019 · Amount on Record
Deed Document Number	202296670
Deed Book / Page	14301 / 695
Last Transfer Date	Jan 15, 2023
Transfer Doc	D143450124
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	656 WOOL AVE, FRANKLIN SQUARE, NY 11010-3518
Transaction Type	Mortgage
Record Updated	Apr 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 WOOL AVE, FRANKLIN SQUARE, NY 11010-3518

Mortgage

Document Number	M471020323
Date	Apr 5, 2023
Book Page	M47102/323
Instrument	2023-20380

Lender

Name	TEACHERS FCU
Type	Credit Union
Address	HAUPPAUGE, NY 11788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.87%
Index	Other
Margin	3
Max Rate	9.87%

January 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	NASSAU NY
Recording Date	Jan 27, 2023
Property Address	656 WOOL AVE, FRANKLIN SQUARE, NY 11010-3518
Document Number	D143450124
Book / Page	D14345 / 124
Map Reference	MAP 595 CASE 613
Instrument Date	Jan 15, 2023
Instrument	2023-6493
Record Updated	Jun 7, 2023
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 WOOL AVE, FRANKLIN SQUARE, NY 11010-3518

September 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NASSAU NY
Recording Date	Sep 23, 2022
Property Address	656 WOOL AVE, FRANKLIN SQUARE, NY 11010-3518
Document Number	D143010695
Book / Page	D14301 / 695
Map Reference	MAP 595 CASE 613
Instrument Date	Jun 30, 2022
Instrument	2022-96670
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Tax	$104.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 WOOL AVE, FRANKLIN SQUARE, NY 11010-3518

Mortgage

Document Number	0202296671
Date	Sep 23, 2022
Instrument	2022-96671

Lender

Name	TEACHERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.87%
Index	Other
Margin	3
Max Rate	9.87%

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NASSAU NY
Recording Date	Jul 11, 2019
Property Address	656 WOOL AVE, FRANKLIN SQUARE, NY 11010-3518
Document Number	0138230281
Book / Page	013823 / 000281
Instrument Date	Jul 1, 2019
Instrument	57003
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 THEODORA ST FRANKLIN SQUARE NY 110102511, FRANKLIN SQUARE, NY 11010-2511

Mortgage

Document Number	435380013
Date	Jul 11, 2019
Book Page	043538/000013
Instrument	57004

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2049

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Hempstead Town
Elementary School District	Franklin Square Union Free School District (PK - 06)
Secondary School District	Sewanhaka Central High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$502 (-8.89%) Land $225 Building $277	$502,000 (-8.89%)
2025	$12,114.00 (-1.9%)	$551 (-) Land $247 Building $304	$551,000 (-)
2023	$12,348.00 Additional exemption filed	$551 Land $247 Building $304	$551,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST HEMPSTEAD WD serves 32,031 people · EPA ID NY2902857
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 942 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

656 Wool Ave, Franklin Square, NY 11010 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2023: Correction Deed

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2022: Bargain and Sale Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Wool Ave

Nearby Streets

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