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656 Willow Pointe Dr, Mobile, AL 36695 Property Records

Mobile County property record for 656 Willow Pointe Dr, Mobile, AL 36695

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,430 sqft · built 2001
Lot Size0.136 acres (5,953 sqft)
OwnerIndividual Name on Record
Last Sale$161,500 (May 2021)
Deeds & MortgagesOct 2023 Reverse Mortgage
May 2021 Sale
Flood ZoneZone X (minimal risk)
APNR022804194002011001

Property Details

APN / Parcel Number

Primary APNR022804194002011001
Alternative APNs
  • 28 04 19 4 002 011.001
  • 03066158
  • 3066158

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,430 sqft Living Area
1st Floor Area1,347 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2015
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,953 sqft (0.136 acres)
PorchSlab
Porch Area382 sqft
Utility Building120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number3066158
Street Address656 WILLOW POINTE DR
CityMOBILE
StateAL
Zip36695-4387
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 WILLOW POINT UNIT 1 MBK 88/3 #SEC 19 T4S R2W #MP28 04 19 4 002
Legal Range04S
Legal Township04S
Legal Section19
Legal SubdivisionWILLOW POINT
Legal Lot Number1
Legal Unit1
JurisdictionMOBILE AL
Township / Civil DivisionTANNER WILLIAMS
Census Block Group1
Census Block1002
Census Tract6411

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address656 WILLOW POINTE DR, MOBILE, AL 36695-4387
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2023Deed of Trust, Mortgage · Reverse Mortgage
MUTUAL OF OMAHA MORTGAGE INC
May 18, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 18, 2021 · Amount on Record
Deed SaleMay 18, 2021 · Amount on Record
Prior SaleMay 7, 2001 · Amount on Record
Deed Document Number202131411
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address656 WILLOW POINTE DR, MOBILE, AL 36695-4387
Transaction TypeMortgage
Record UpdatedOct 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address656 WILLOW POINTE DR, MOBILE, AL 36695-4387

Mortgage

Document Number0000059259
DateOct 3, 2023
Instrument2023059259
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term830 Months
DueDec 14, 2092
Interest
Rate TypeAdjustable Rate
Rate7.78%
AdjustableAdjustable Rate Rider
Type Change DateNov 1, 2023
Change FrequencyMonthly
Index1-Year T-Bill
Max Rate12.7%

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateMay 18, 2021
Property Address656 WILLOW POINTE DR, MOBILE, AL 36695-4387
Document Number0000031411
Map ReferenceMB 88 PG 3
Instrument DateMay 14, 2021
Instrument2021031411
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8720 FLOYD CRABTREE WAY, SEMMES, AL 36575-6308

Transferred To (Grantee/Buyer)

NameVerified Name
Address656 WILLOW POINTE DR, MOBILE, AL 36695-4387

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Additional exemption filed$20,640 (+2%) Land $2,970 Building $17,670$206,400 (+2%) Land $29,700 Building $176,700
2023Additional exemption filed$17,200 (+13.31%) Land $2,650 Building $14,550$172,000 (+13.31%) Land $26,500 Building $145,500
2022Additional exemption filed$15,180 Land $2,650 Building $12,530$151,800 Land $26,500 Building $125,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 98.1% of Alabama
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Xfinity.

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