656 Willow Bend Dr, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 656 Willow Bend Dr, Chesapeake, VA 23323

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,230 sqft · built 1989
Lot Size0.236 acres (10,280 sqft)
OwnerIndividual Name on Record
Last Sale$269,000 (Nov 2009)
Tax Bill$4,161 (2025)
Deeds & MortgagesOct 2023 Refinance
Apr 2021 Refinance
APN0452001000310

Property Details

APN / Parcel Number

Primary APN0452001000310

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,230 sqft Living Area
1st Floor Area1,548 sqft
AtticAttic
Attic Area504 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,280 sqft (0.236 acres)
Lot Dimensions126 ft deep x 80 ft wide
Garage TypeAttached
Garage Area504 sqft

Exterior Amenities

PorchSlab
Porch Area52 sqft
Deck Area294 sqft
Patio Area266 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address656 WILLOW BEND DR
CityCHESAPEAKE
StateVA
Zip23323-1069
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10S: RESI
Legal Description31 MILL CREEK SEC 4
Legal SubdivisionMILL CREEK
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group3
Census Block3012
Census Tract21301

Owner

Source: Chesapeake City records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address656 WILLOW BEND DR, CHESAPEAKE, VA 23323-1069
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
GLOBAL EQUITY FINANCE INC
Apr 22, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 30, 2009 · Amount on Record
Deed SaleNov 30, 2009 · Amount on Record
Deed Book / Page7994 / 44
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address656 WILLOW BEND DR, CHESAPEAKE, VA 23323-1069
Transaction TypeMortgage
Record UpdatedNov 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010703/323
DateOct 24, 2023
Book Page10703/323
Instrument230022210
Lender
NameGLOBAL EQUITY FINANCE INC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2053
Interest
Rate TypeFixed Rate

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address656 WILLOW BEND DR, CHESAPEAKE, VA 23323-1069
Transaction TypeMortgage
Record UpdatedMay 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10357/1970
DateApr 22, 2021
Book Page10357/1970
Instrument210018758
Lender
NameQUICKEN LOANS LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2051
Interest
Rate TypeFixed Rate
Rate2.75%

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,161.00 (+41.05%)$412,000 (+10.13%) Land $150,000 Building $262,000$412,000 (+10.13%) Land $150,000 Building $262,000
2023$374,100 (+5.71%) Land $130,000 Building $244,100$374,100 (+5.71%) Land $130,000 Building $244,100
2022$353,900 Land $120,000 Building $233,900$353,900 Land $120,000 Building $233,900
2019$2,950.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 73 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies73 in force
Nearby Flood Claims9 (1999–2024)
Claims Outside the SFHA9 of 9
Most Recent ClaimAug 2024 · other causes
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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