656 Westwinds Dr, Dayton, NV 89403 Property Records

Lyon County property record for 656 Westwinds Dr, Dayton, NV 89403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,390 sqft · built 2002
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Jan 2023)
Tax Bill	$2,098 (2026)
Deeds & Mortgages	Nov 2024 Line of Credit Jan 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`019-901-01`

Property Details

APN / Parcel Number

Primary APN	`019-901-01`
Alternative APNs	`016-403-19` `1990101`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,390 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	6,098 sqft (0.14 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	656 WESTWINDS DR
City	DAYTON
State	NV
Zip	89403-7426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR1
Legal Description	1-16-21 FR SE4 SW4 CREATED FROM SPLIT OF PARCEL # 016-403-19 PRIMARY NEW PARCEL IS PARCEL # 016-403-22 SUTRO HEIGHTS PHASE I SM 226838
Legal Subdivision	SUTRO HEIGHTS PHASE 1
Legal Block	2
Legal Lot Number	8
Jurisdiction	LYON NV
Township / Civil Division	DAYTON
Census Block Group	2
Census Block	2006
Census Tract	960305

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Virginia City Historic District listed 1966 · 382 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000458

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

656 Westwinds Dr is owned and occupied by an individual who bought it in January 2023.

Source: Lyon County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	656 WESTWINDS DR, DAYTON, NV 89403-7426
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 18, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC
Feb 4, 2019	Deed of Trust, Mortgage · VA Mortgage ON Q FINANCIAL INC
Jan 25, 2019	Quit Claim Deed, Transfer FIRST CENTENNIAL - RENO
Jan 25, 2019	Quit Claim Deed, Transfer FIRST CENTENNIAL - RENO
Jan 25, 2019	Bargain and Sale Deed, Transfer · VA Mortgage ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2023 · Amount on File
Deed Sale	Jan 18, 2023 · Amount on File
Prior Sale	Jan 25, 2019 · Amount on File
Deed Document Number	2023666107
Prior Transfer Date	Jan 30, 2019
Prior Transfer Doc	0000591634
Record Updated	Sep 20, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	656 WESTWINDS DR, DAYTON, NV 89403-7426
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 WESTWINDS DR, DAYTON, NV 89403-7426

Mortgage

Document Number	0000688121
Date	Nov 7, 2024
Instrument	688121

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 24, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LYON NV
Recording Date	Jan 18, 2023
Property Address	656 WESTWINDS DR, DAYTON, NV 89403-7426
Document Number	0000666107
Map Reference	DOC 266838
Instrument Date	Jan 13, 2023
Instrument	666107
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	FIRST CENTENNIAL - RENO, FIRST CENTENNIAL RENO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 WESTWINDS DR, DAYTON, NV 89403-7426

Mortgage

Document Number	0000666108
Date	Jan 18, 2023
Instrument	666108

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	656 WESTWINDS DR, DAYTON, NV 89403-7426
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST CENTENNIAL RENO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000591717
Date	Feb 4, 2019
Instrument	591717

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution
Address	TEMPE, AZ 85281

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYON NV
Recording Date	Jan 25, 2019
Property Address	656 WESTWINDS DR, DAYTON, NV 89403-7426
Document Number	0000591438
Instrument Date	Jan 23, 2019
Instrument	591438
Transaction Type	Transfer
Record Updated	Feb 7, 2019
Title Company	FIRST CENTENNIAL - RENO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	656 WESTWINDS DR DAYTON NV 894037426, DAYTON, NV 89403-7426

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYON NV
Recording Date	Jan 25, 2019
Property Address	656 WESTWINDS DR, DAYTON, NV 89403-7426
Document Number	0000591436
Instrument Date	Jan 16, 2019
Instrument	591436
Transaction Type	Transfer
Record Updated	Feb 7, 2019
Title Company	FIRST CENTENNIAL - RENO

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1339 WHITE BLUFFS CIR FERNLEY NV 894089271, FERNLEY, NV 89408-9271

January 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LYON NV
Recording Date	Jan 25, 2019
Property Address	656 WESTWINDS DR, DAYTON, NV 89403-7426
Document Number	0000591437
Map Reference	DOC 266838
Instrument Date	Jan 18, 2018
Instrument	591437
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	FIRST CENTENNIAL RENO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1339 WHITE BLUFFS CIR, 1339, FERNLEY, NV 89408-9271

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8428 MACDUFF CT, STOCKTON, CA 95209-2643

Mortgage

Document Number	0000591440
Date	Jan 25, 2019
Instrument	591440

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 656 Westwinds Dr was $2,098, up 8% from the year before.

Source: Lyon County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Lyon County
Unified School District	Lyon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,098.00 (+8.03%)	$111,452 (-0.77%) Land $57,750 Building $53,702	$318,434 (-0.77%) Land $165,000 Building $153,434
2025	$1,942.00	$112,318 Land $57,750 Building $54,568	$320,908 Land $165,000 Building $155,908
2023	$1,665.00 (+27.2%)	$109,393 (+14.27%) Land $57,750 Building $51,643	$312,552 (+14.27%) Land $165,000 Building $147,552
2022	$1,309.00	$95,731 Land $48,090 Building $47,641	$273,517 Land $137,400 Building $136,117

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 656 Westwinds Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 656 Westwinds Dr is high, ranking above 80% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 56% of Nevada
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON VALLEY WATER SYSTEM serves 16,000 people · EPA ID NV0000032
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Tristate Wi-Fi by Wi-Fiber.

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