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656 Westlake St, Encinitas, CA 92024 Property Records

San Diego County property record for 656 Westlake St, Encinitas, CA 92024

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,379 sqft · built 1989
Lot Size0.708 acres (30,821 sqft)
Owner2 Company Names on File
Last Sale$900,000 (Dec 2025)
Tax Bill$3,452 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Dec 2022 Transfer
Flood ZoneZone X (minimal risk)
APN258-121-10-04

Property Details

APN / Parcel Number

Primary APN258-121-10-04

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,379 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleCondo/Apartment
Lot Area30,821 sqft (0.708 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address656 WESTLAKE ST
CityENCINITAS
StateCA
Zip92024-3776
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR11
Legal DescriptionLOT 1 US 4A PER DOC88-534282&UND INT IN TR 012226
Legal SubdivisionENCINITAS ESTATES
Legal Tract012226
Legal Block1
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1004
Census Tract17502

Owner

Source: San Diego County assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address656 WESTLAKE ST, ENCINITAS, CA 92024-3776
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2025Grant Deed, Transfer · Conventional Mortgage
THE LOAN STORE INC
Dec 6, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 9, 2025 · Amount on Record
Deed SaleDec 9, 2025 · Amount on Record
Prior SaleFeb 1, 1989 · Amount on Record
Deed Document Number2025347418
Prior Transfer DateJan 3, 2025
Prior Transfer Doc0000006937
Record UpdatedSep 20, 2026

December 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 9, 2025
Property Address656 WESTLAKE ST, ENCINITAS, CA 92024-3776
Document Number0000347418
Map ReferenceMAP 12226
Instrument DateNov 14, 2025
Instrument2025-0347418
Transaction TypeTransfer
Record UpdatedDec 22, 2025
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address656 WESTLAKE ST, ENCINITAS, CA 92024-3776

Mortgage

Document Number0000347419
DateDec 9, 2025
Instrument2025-0347419
Lender
NameTHE LOAN STORE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateDec 6, 2022
Property Address656 WESTLAKE ST, ENCINITAS, CA 92024-3776
Document Number0000459046
Map ReferenceMAP 12226
Instrument DateSep 29, 2022
Instrument2022-0459046
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2379 LAGOON VIEW DR, CARDIFF, CA 92007-1507

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$900,000 (+242.62%) Land $675,000 Building $225,000
2025$3,452.00 (+8.35%)$262,681 (+4.04%) Land $46,950 Building $215,731
2023$3,186.00 (+3.21%)$252,482 Land $45,128 Building $207,354
2022$3,087.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1999)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 1999 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN DIEGUITO WD
serves 40,405 people · EPA ID CA3710021
Water SourcePurchased surface water from several systems
Last State InspectionJun 2022
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ting Fiber
Fiber		2,000 / 2,000
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Spectrum.

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