Lake County property record for 656 Walnut Rd, Wauconda, IL 60084
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 936 sqft · built 1961 |
| Lot Size | 0.199 acres (8,647 sqft) |
| Owner | Individual Name on File |
| Last Sale | $187,000 (May 2019) |
| Tax Bill | $6,583 (2024) |
| Deeds & Mortgages | Dec 2020 Mortgage May 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-26-106-008 |
| Primary APN | 09-26-106-008 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| Gross Area | 1,872 sqft |
| 1st Floor Area | 936 sqft |
| Basement Area | 936 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,647 sqft (0.199 acres) |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 656 WALNUT RD |
|---|---|
| City | WAUCONDA |
| State | IL |
| Zip | 60084-1145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LARKDALE UNIT 3; LOT 8 BLOCK 9 |
| Legal Subdivision | LARKDALE UNIT 3 |
| Legal Block | 9 |
| Legal Lot Number | 8 |
| Legal Unit | 3 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WAUCONDA |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 864204 |
656 Walnut Rd is owned and occupied by an individual who bought it in May 2019.
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 656 WALNUT RD, WAUCONDA, IL 60084-1145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 30, 2020 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| May 29, 2019 | Warranty Deed, Transfer · FHA Mortgage PARKSIDE LNDG |
| Aug 15, 2017 | Deed, Transfer · Conventional Mortgage STARBOARD FINANCIAL MANAGEMENT LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2019 · Amount on File |
| Deed Sale | May 29, 2019 · Amount on File |
| Prior Sale | Aug 15, 2017 · Amount on File |
| Deed Document Number | 20197564856 |
| Prior Transfer Date | Aug 25, 2015 |
| Prior Transfer Doc | 0007226084 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 656 WALNUT RD, WAUCONDA, IL 60084-1145 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007732175 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 7732175 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | May 29, 2019 |
| Property Address | 656 WALNUT RD, WAUCONDA, IL 60084-1145 |
| Document Number | 0007564856 |
| Instrument Date | May 21, 2019 |
| Instrument | 7564856 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2019 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO. |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 656 WALNUT RD WAUCONDA IL 600841145, WAUCONDA, IL 60084-1145 |
| Document Number | 7564857 |
|---|---|
| Date | May 29, 2019 |
| Instrument | 7564857 |
| Name | PARKSIDE LNDG |
|---|---|
| Address | SAN FRANCISCO, CA 94102 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 28, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Aug 15, 2017 |
| Property Address | 656 WALNUT RD, WAUCONDA, IL 60084-1145 |
| Document Number | 0007419955 |
| Map Reference | DOC1043420 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 7419955 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | PRECISION TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $141.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 656 WALNUT RD, WAUCONDA, IL 60084-1145 |
| Document Number | 0007419956 |
|---|---|
| Date | Aug 15, 2017 |
| Instrument | 7419956 |
| Name | STARBOARD FINANCIAL MANAGEMENT LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Wauconda Township |
| Municipality | Wauconda Village |
| Unified School District | Wauconda Community Unit School District 118 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $87,538 Land $15,871 Building $71,667 | $262,641 Land $47,618 Building $215,023 | |
| 2024 | $6,583.00 (+8.15%) | ||
| 2023 | $6,087.00 (+4.98%) | $68,142 (+5.85%) Land $12,354 Building $55,788 | $204,447 (+5.85%) Land $37,066 Building $167,381 |
| 2022 | $5,798.00 | $64,378 Land $15,049 Building $49,329 | $193,154 Land $45,152 Building $148,002 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 656 Walnut Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 656 Walnut Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAUCONDA serves 15,349 people · EPA ID IL0971850 |
|---|---|
| Water Source | Purchased surface water from CENTRAL LAKE COUNTY JAWA |
| Last State Inspection | Mar 2026 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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