656 W Point Rd, Somerville, AL 35670 Property Records

Morgan County property record for 656 W Point Rd, Somerville, AL 35670

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,115 sqft · built 1948
Lot Size	2.6 acres (113,256 sqft)
Owner	2 Individual Names on File
Last Sale	$34,000 (Feb 2005)
Tax Bill	$287 (2025)
Deeds & Mortgages	Mar 2024 Sale Feb 2005 Sale
Flood Zone	Zone X (minimal risk)
APN	`18-02-04-0-000-018.000`

Property Details

APN / Parcel Number

Primary APN	`18-02-04-0-000-018.000`
Alternative APNs	`44169` `99403`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,115 sqft Living Area
1st Floor Area	1,115 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Composition/Composite
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	113,256 sqft (2.6 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Location & Zoning

Account Number	99403
Street Address	W POINT RD E
City	SOMERVILLE
State	AL
Zip	35670
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG IN NE COR OF SW1/4 OF SEC 4 T7S R1W TH SO 264.5' TH W 415.5' TO WEST POINT RD TH NE'LY ALONG RD 271.3' TH E TO POB
Legal Range	1W
Legal Township	7S
Legal Section	04
Jurisdiction	MORGAN AL
Township / Civil Division	LACEYS SPRING
Census Block Group	1
Census Block	1000
Census Tract	5701

Owner

656 W Point Rd is owned by two individuals who bought it in February 2005.

Source: Morgan County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Warranty Deed, Transfer
Feb 22, 2005	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2005 · Amount on File
Deed Sale	Feb 22, 2005 · Amount on File
Deed Book / Page	2005 / 1315
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Mar 13, 2024
Property Address	656 W POINT RD, SOMERVILLE, AL 35670-5554
Document Number	02024/2165
Book / Page	2024 / 2165
Instrument Date	Mar 13, 2024
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	704 CEDAR ST NW, HARTSELLE, AL 35640-1806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 W POINT RD, SOMERVILLE, AL 35670-5554

February 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Feb 22, 2005
Property Address	W POINT RD E, SOMERVILLE, AL 35670
Document Number	2005/01315
Book / Page	2005 / 01315
Instrument Date	Feb 7, 2005
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount on Record
Tax	$34.00
Amount Accuracy	Partially Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Tax Assessment & Valuation

The 2025 property tax bill for 656 W Point Rd was $287.

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$287.00	$18,220 Land $7,240 Building $10,980	$91,100 (-) Land $36,200 Building $54,900
2024			$91,100 (-) Land $36,200 Building $54,900
2023	$681.00 (+6.74%)	$18,220 (+6.67%) Land $7,240 Building $10,980	$91,100 (+6.67%) Land $36,200 Building $54,900
2022	$638.00	$17,080 Land $6,580 Building $10,500	$85,400 Land $32,900 Building $52,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 656 W Point Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (2015–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Mar 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 656 W Point Rd is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 48% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on W Point Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures