656 W Ohio Ave, Sebring, OH 44672 Property Records

Mahoning County property record for 656 W Ohio Ave, Sebring, OH 44672

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,064 sqft · built 1959
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Apr 2019)
Tax Bill	$1,909 (2025)
Deeds & Mortgages	May 2019 Mortgage Nov 2020 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`21-004-0-196.00-0`

Property Details

APN / Parcel Number

Primary APN	`21-004-0-196.00-0`
Alternative APN	`00015`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
Gross Area	2,416 sqft
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	328 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Account Number	00015
Street Address	656 W OHIO AVE
City	SEBRING
State	OH
Zip	44672-1132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1559 50 X 150 MARYLAND
Legal Subdivision	MARYLAND
Legal Lot Number	1559
Jurisdiction	MAHONING OH
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4003
Census Tract	813200

Owner

656 W Ohio Ave is owned by two individuals who bought it in April 2019.

Source: Mahoning County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	275 W FEDERAL ST, YOUNGSTOWN, OH 44503-1200
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2019	Deed of Trust, Mortgage · Commercial Mortgage HOME SAVINGS BANK
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage PREMIER BANK
Jan 21, 2010	Deed of Trust, Mortgage · FHA Mortgage JPMORGAN CHASE BANK NA
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage PREMIER BANK
May 15, 2019	Deed of Trust, Mortgage · Commercial Mortgage HOME SAVINGS BANK
Apr 8, 2019	Warranty Deed, Transfer · Conventional Mortgage HOME SAVINGS BANK
Apr 8, 2019	Intrafamily Transfer, Transfer
Nov 25, 2014	Land Contract, Transfer · Seller Carry-Back KEVIN BILLINGSLEY ETAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2019 · Amount on File
Deed Sale	Apr 8, 2019 · Amount on File
Prior Sale	Nov 25, 2014 · Amount on File
Deed Document Number	20196687
Deed Book / Page	6319 / 1999
Prior Transfer Date	Mar 28, 2019
Prior Transfer Doc	06319/1997
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	656 W OHIO AVE, SEBRING, OH 44672-1132
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	06324/1261
Date	May 15, 2019
Book Page	6324/1261
Instrument	201900009621

Lender

Name	HOME SAVINGS BANK
Type	Bank
Address	STREETSBORO, OH 44241

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 15, 2029

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	656 W OHIO AVE, SEBRING, OH 44672-1132
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0006415/91
Date	Nov 30, 2020
Book Page	6415/91
Instrument	202000027929

Lender

Name	PREMIER BANK
Type	Bank
Address	YOUNGSTOWN, OH 44503

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

January 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	656 W OHIO AVE, SEBRING, OH 44672-1132
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	HERITAGE UNION TITLE COMPANY LIMITED, HERITAGE UNION TITLE CO LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005840/069
Date	Jan 21, 2010
Book Page	5840/069
Instrument	201000001326

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2025

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	656 W OHIO AVE, SEBRING, OH 44672-1132
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6415/91
Date	Nov 30, 2020
Book Page	6415/91
Instrument	202000027929

Lender

Name	PREMIER BANK
Type	Bank
Address	YOUNGSTOWN, OH 44503

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	656 W OHIO AVE, SEBRING, OH 44672-1132
Transaction Type	Mortgage
Record Updated	Jul 9, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6324/1261
Date	May 15, 2019
Book Page	6324/1261
Instrument	201900009621

Lender

Name	HOME SAVINGS BANK
Type	Bank
Address	STREETSBORO, OH 44241

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 15, 2029

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Apr 8, 2019
Property Address	656 W OHIO AVE, SEBRING, OH 44672-1132
Document Number	06319/1999
Book / Page	6319 / 1999
Map Reference	MB 17 PG 44
Instrument Date	Mar 29, 2019
Instrument	201900006687
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 WEST JEDREAS ST, YOUNGSTOWN, OH 44503

Mortgage

Document Number	201900006688
Date	Apr 8, 2019
Instrument	201900006688

Lender

Name	HOME SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MAHONING OH
Recording Date	Apr 8, 2019
Property Address	656 W OHIO AVE, SEBRING, OH 44672-1132
Document Number	06319/1997
Book / Page	6319 / 1997
Map Reference	MB 17 PG 44
Instrument Date	Mar 28, 2019
Instrument	201900006686
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 W JUDSON AVE, YOUNGSTOWN, OH 44511

November 2014: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	MAHONING OH
Recording Date	Nov 25, 2014
Property Address	656 W OHIO AVE, SEBRING, OH 44672-1132
Document Number	06108/1370
Book / Page	6108 / 1370
Map Reference	MB17 PG44
Instrument Date	Nov 21, 2014
Instrument	201400027141
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1267 GEORGETOWN RD, SALEM, OH 44460-9761

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 W FEDERAL ST, YOUNGSTOWN, OH 44503-1200
Investor	Possibly a Property Investor

Mortgage

Date	Nov 25, 2014

Lender

Name	KEVIN BILLINGSLEY ETAL
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

Interest

Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 656 W Ohio Ave was $1,909.

Source: Mahoning County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
Municipality	Sebring Village
Unified School District	Sebring Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,909.00	$46,120 (-) Land $3,210 Building $42,910	$131,770 Land $9,160 Building $122,610
2024	$1,909.00 (+7.07%)	$46,120 (-) Land $3,210 Building $42,910
2023	$1,783.00 (+43.33%)	$46,120 (+51.96%) Land $3,210 Building $42,910	$131,770 (+51.97%) Land $9,160 Building $122,610
2022	$1,244.00	$30,350 Land $3,210 Building $27,140	$86,710 Land $9,160 Building $77,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 656 W Ohio Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 656 W Ohio Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEBRING VILLAGE PWS serves 6,058 people · EPA ID OH5001911
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Nov 2020 Failure to filter resolved · Nov 2020 Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T.

Nearby Properties on W Ohio Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures