656 W Chestnut St, Lancaster, PA 17603 Property Records

Lancaster County property record for 656 W Chestnut St, Lancaster, PA 17603

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 2,467 sqft · built 1890
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (Aug 2024)
Tax Bill	$8,061 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`335-93697-0-0000`

Property Details

APN / Parcel Number

Primary APN	`335-93697-0-0000`
Alternative APN	`33513J4A 9 9`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,467 sqft Living Area
Gross Area	3,356 sqft
1st Floor Area	801 sqft
Upper Floors Area	1,580 sqft
Basement Area	765 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Duplex Single
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Metal
Lot Area	1,742 sqft (0.04 acres)
Porch	Slab
Porch Area	124 sqft
Patio Area	343 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	656 W CHESTNUT ST
City	LANCASTER
State	PA
Zip	17603-3411
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R4
Legal Description	656 W CHESTNUT ST
Legal Lot Number	9
Jurisdiction	LANCASTER PA
Township / Civil Division	LANCASTER
Census Block Group	4
Census Block	4000
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lancaster City Historic District listed 2001 · 13,488 contributing resources · NRIS 01000956

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	656 W CHESTNUT ST, LANCASTER, PA 17603-3411
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Deed, Transfer · Conventional Mortgage PNC BANK NA
Aug 28, 2019	Deed, Transfer · ARM LEADER BANK NA
Nov 21, 2018	Grant Deed, Transfer MACK SMITH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2024 · Amount on Record
Deed Sale	Aug 5, 2024 · Amount on Record
Prior Sale	Feb 24, 2023 · Amount on Record
Deed Document Number	20246794380
Prior Transfer Date	Apr 30, 2007
Prior Transfer Doc	0005620224
Record Updated	Oct 29, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Feb 24, 2023
Property Address	656 W CHESTNUT ST, LANCASTER, PA 17603-3411
Document Number	0006725569
Instrument Date	Feb 16, 2023
Instrument	6725569
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMER ABSTRACT OF PA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 W CHESTNUT ST, LANCASTER, PA 17603-3411

Mortgage

Document Number	0006725570
Date	Feb 24, 2023
Instrument	6725570

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Aug 28, 2019
Property Address	656 W CHESTNUT ST, LANCASTER, PA 17603-3411
Document Number	0006476292
Instrument Date	Aug 26, 2019
Instrument	6476292
Transaction Type	Transfer
Record Updated	Aug 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	656 W CHESTNUT ST, LANCASTER, PA 17603-3411

Mortgage

Document Number	0006476293
Date	Aug 28, 2019
Instrument	6476293

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER PA
Recording Date	Nov 21, 2018
Property Address	656 W CHESTNUT ST, LANCASTER, PA 17603-3411
Document Number	0006430066
Instrument Date	Nov 20, 2018
Instrument	6430066
Transaction Type	Transfer
Record Updated	Dec 6, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	24 N MULBERRY ST LANCASTER PA 176033719, LANCASTER, PA 17603-3719

Mortgage

Document Number	6430067
Date	Nov 21, 2018
Instrument	6430067

Lender

Name	MACK SMITH
Address	3250 STARLIGHT DR, YORK, PA 17402-9219

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Lancaster City
Unified School District	Lancaster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,600 (-) Land $30,700 Building $170,900	$201,600 (-) Land $30,700 Building $170,900
2025	$8,061.00 (+1.05%)
2024	$7,977.00	$201,600 Land $30,700 Building $170,900
2018			$201,600 Land $30,700 Building $170,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 120,000 people · EPA ID PA7360058
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,601 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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