656 W 4th St, Ontario, CA 91762 Property Records

San Bernardino County property record for 656 W 4th St, Ontario, CA 91762

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,650 sqft · built 1951
Lot Size	0.176 acres (7,682 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Jul 2017)
Tax Bill	$6,314 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2026 Sale + 5 more
Flood Zone	Zone X (moderate risk)
APN	`1047-581-22-0000`

Property Details

APN / Parcel Number

Primary APN	`1047-581-22-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,650 sqft Living Area
1st Floor Area	1,650 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,682 sqft (0.176 acres)
View / Lot	Average
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	878 sqft
Patio Area	878 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	656 W 4TH ST
City	ONTARIO
State	CA
Zip	91762-1944
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3627 LOT 3
Legal Subdivision	TRACT 3627
Legal Tract	3627
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1001
Census Tract	1103

Owner

Source: San Bernardino County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	656 W 4TH ST, ONTARIO, CA 91762-1944
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage NETX MORTGAGE LLC
Jun 9, 2026	Grant Deed, Transfer PROROVIDENCE TITLE COMPANY, PROVIDENT TITLE COMPANY
Feb 2, 2023	Intrafamily Transfer, Transfer
Feb 2, 2023	Intrafamily Transfer, Transfer
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME FUNDING CORP
Jul 20, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Jul 20, 2017	Grant Deed, Transfer · Conventional Mortgage HOME FUNDING CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 20, 2017 · Amount on Record
Deed Sale	Jul 20, 2017 · Amount on Record
Prior Sale	Oct 29, 2002 · Amount on Record
Deed Document Number	2017296095
Last Transfer Date	Apr 28, 2026
Transfer Doc	0000144734
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 15, 2026
Property Address	656 W 4TH ST, ONTARIO, CA 91762-1944
Document Number	0000124368
Instrument Date	May 11, 2026
Instrument	2026124368
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	PROROVIDENCE TITLE COMPANY, PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 W 4TH ST, ONTARIO, CA 91762-1944

Mortgage

Document Number	0000124368,
Date	May 15, 2026
Instrument	2026124368

Lender

Name	NETX MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 9, 2026
Property Address	656 W 4TH ST, ONTARIO, CA 91762-1944
Document Number	0000144734
Instrument Date	Apr 28, 2026
Instrument	2026144734
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	PROROVIDENCE TITLE COMPANY, PROVIDENT TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 W 4TH ST, ONTARIO, CA 91762-1944

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 2, 2023
Property Address	656 W 4TH ST, ONTARIO, CA 91762-1944
Document Number	0000024917
Map Reference	MB 48 PG 9&10
Instrument Date	Jan 25, 2023
Instrument	2023-0024917
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	656 W 4TH ST, ONTARIO, CA 91762-1944

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 2, 2023
Property Address	656 W 4TH ST, ONTARIO, CA 91762-1944
Document Number	0000025034
Map Reference	MB 48 PG 9&10
Instrument Date	Jan 25, 2023
Instrument	2023-0025034
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 W 4TH ST, ONTARIO, CA 91762-1944

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	656 W 4TH ST, ONTARIO, CA 91762-1944
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 W 4TH ST, ONTARIO, CA 91762-1944

Mortgage

Document Number	0000077931
Date	Feb 18, 2021
Instrument	2021-0077931

Lender

Name	HOME FUNDING CORP
Type	Mortgage Company
Address	RANCHO CUCAMONGA, CA 91730

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 20, 2017
Property Address	656 W 4TH ST, ONTARIO, CA 91762-1944
Document Number	0000296094
Instrument Date	Jul 17, 2017
Instrument	296094
Transaction Type	Transfer
Record Updated	Jul 28, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	656 W 4TH ST ONTARIO CA 917621944, ONTARIO, CA 91762-1944
Investor	Possibly a Property Investor

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 20, 2017
Property Address	656 W 4TH ST, ONTARIO, CA 91762-1944
Document Number	0000296095
Map Reference	MP48 PG9&10
Instrument Date	Jun 9, 2017
Instrument	2017-0296095
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	656 W 4TH ST, ONTARIO, CA 91762-1944
Investor	Possibly a Property Investor

Mortgage

Document Number	0000296096
Date	Jul 20, 2017
Instrument	2017-0296096

Lender

Name	HOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$586,211 (+2%) Land $205,704 Building $380,507
2025	$6,314.00 (+26.94%) Homeowner's exemption	$574,717 (+23.65%) Land $201,671 Building $373,046
2023	$4,974.00 (+1.37%) Homeowner's exemption	$464,801 Land $162,680 Building $302,121
2022	$4,907.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: California Internet.

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