Winnebago County property record for 656 W 20th Ave, Oshkosh, WI 54902
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,185 sqft · built 1952 |
| Lot Size | 0.172 acres (7,480 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $164,500 (Aug 2022) |
| Tax Bill | $3,725 (2024) |
| Deeds & Mortgages | Aug 2022 Transfer Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-08950000 |
| Primary APN | 14-08950000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,185 sqft Living Area |
| Gross Area | 351 sqft |
| 1st Floor Area | 1,185 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,480 sqft (0.172 acres) |
| Lot Dimensions | 136 ft deep x 55 ft wide |
| Garage Type | Attached |
| Garage Area | 351 sqft |
| Shed | 1 Shed |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | 914-08950000 |
|---|---|
| Street Address | 656 W 20TH AVE |
| City | OSHKOSH |
| State | WI |
| Zip | 54902-6870 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 13 BLK 9 POWERS & SMITHS ADDN |
| Legal Subdivision | BLK 9 POWERS & SMITHS ADDN |
| Legal Block | 9 |
| Legal Lot Number | 13 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | OSHKOSH |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 1400 |
Source: Winnebago County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 656 W 20TH AVE, OSHKOSH, WI 54902-6870 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 10, 2022 | Affidavit of Death of Joint Tenant, Transfer NOT AVAILABLE, GUARANTY CLOSING & TTL SVCS |
| Aug 10, 2022 | Personal Representative Deed, Transfer NATIONSTAR MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2022 · Amount on Record |
| Deed Sale | Aug 10, 2022 · Amount on Record |
| Deed Document Number | 20221888588 |
| Prior Transfer Date | Aug 9, 2022 |
| Prior Transfer Doc | 0001888587 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Aug 10, 2022 |
| Property Address | 656 W 20TH AVE, OSHKOSH, WI 54902-6870 |
| Document Number | 0001888587 |
| Instrument Date | Aug 9, 2022 |
| Instrument | 1888587 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Title Company | NOT AVAILABLE, GUARANTY CLOSING & TTL SVCS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1919 MCCURDY ST, OSHKOSH, WI 54902-6749 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Aug 10, 2022 |
| Property Address | 656 W 20TH AVE, OSHKOSH, WI 54902-6870 |
| Document Number | 0001888588 |
| Instrument Date | Aug 9, 2022 |
| Instrument | 1888588 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $493.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 656 W 20TH AVE, OSHKOSH, WI 54902-6870 |
| Document Number | 0001888589 |
|---|---|
| Date | Aug 10, 2022 |
| Instrument | 1888589 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Sep 1, 2052 |
Source: Winnebago County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| Municipality | Oshkosh City |
| Unified School District | Oshkosh Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $178,100 (+62.95%) Land $17,700 Building $160,400 | ||
| 2024 | $3,725.00 (+28.36%) | ||
| 2023 | $2,902.00 (+0.17%) Homeowner's exemption | $109,300 (+0.37%) Land $13,100 Building $96,200 | $157,941 Land $18,930 Building $139,011 |
| 2022 | $2,897.00 Homeowner's exemption | $108,900 Land $13,100 Building $95,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
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